Posts Tagged ‘getting a business loan’

Raising Business Finance: Overcome The Challenges

Posted on: October 22nd, 2017 by blsuser1 No Comments Tags: , , , , ,
Posted in Business Finance Tips

Raising business finance can be challenging. Business Loan Services is all about taking that challenge on board, leaving you to run your business.

Raising Business Finance: Sectors We Have Supported

Posted on: October 17th, 2017 by blsuser1 No Comments Tags: , , , ,
Posted in Business Finance Tips

Here’s a quick look at some of the business sectors we have supported in raising finance.

How Do Banks Assess Your Finance Request? The CAMPARI Framework – Part 2

Posted on: August 19th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , ,
Posted in Business Finance Tips

Once again, as we’re in the middle of the holiday season, we’re still on our brief break in our usual weekly Bulletins.

Following on from last week’s look at “How Do Banks Assess Your Finance Request?”, we now move on to Part 2.

As outlined in Part 1, when applying for business finance, it’s useful to understand what lenders are looking for.

In this second session, we continue our review of the CAMPARI framework which banks follow when reviewing a finance request. We will be sharing the last three elements which focus on the amount you want to borrow, how you’re going to pay it back and how you can reduce the risk the bank is taking.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

If you missed the first part of this mini-series you can check out Part One here.

How Do Banks Assess Your Finance Request? The CAMPARI Framework – Part 1

Posted on: August 12th, 2017 by blsuser1 1 Comment Tags: , , , , , , , , , ,
Posted in Business Finance Tips

When applying for business finance, it would be useful to understand what lenders are looking for. In this first of videos, I will be sharing a framework which guides banks when assessing a finance request. Understanding the framework, referred to as CAMPARI, means you can be better prepared when presenting your request.

In Part One, I reveal the first four elements of CAMPARI.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

In Part 2 we continue our look at the CAMPARI framework – check out Part 2 here.

Getting a Business Loan: Your Contribution

Posted on: September 18th, 2016 by blsuser1 No Comments Tags: , , , , , , , ,
Posted in Business Finance Tips

When getting a business loan to finance your growth plans your bank will want to see a contribution from you. In this clip Business Loan Services’ Rob Warlow explains why this is important for both the bank and your business.

Why Your Bank Said No: Lack of Financial Information

Posted on: September 4th, 2016 by blsuser1 No Comments Tags: , , , , , , ,
Posted in Business Finance Tips

Has your bank said ‘no’ to your business finance request?

One reason could be that you have no financial information or it’s out of date. In this interview, BLS’ Rob Warlow explains why you need to have financial information in order to access finance.

Getting a Business Loan: The Pitch

Posted on: August 28th, 2016 by blsuser1 No Comments Tags: , , , , , , ,
Posted in Business Finance Tips

Getting a business loan is not only down to having a solid Business Plan but also about you; the bank is giving a business loan to you, not just your business. And this is where the pitch comes in.

Your business loan pitch is your opportunity to present both your business and yourself.

In this clip from a live seminar Rob Warlow from Business Loan Services shares ideas on getting the pitch right.

Funding Circle & The EIB, Asset Finance, Managing Your Working Capital – BFB Epsd 127

Posted on: June 24th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this Business Finance Bulletin episode, we start off with news from Funding Circle of a £100m facility from the European Investment Bank for onward lending to UK small businesses. The facility will sit alongside an investment to be made by Funding Circle’s SME Income Fund.

Another growing source of alternative finance is that of asset finance. We look at the latest figures from the Asset Based Finance Association which reveal that facilities extended to small businesses over the last 12 months have dramatically increased.

Cash is the lifeblood of all businesses and a survey from audit and taxation consultants RSM has found that businesses can release cash trapped in their business by better management of day-to-day working capital. I share one key working capital component where cash can often get stuck. In the Bulletin I also reference another video in which I share how you can calculate your Stock Turnover Ratio – a useful tool to spot when your stock is getting ‘stuck’.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Ratesetter SME Loans, Alternative Finance, Barclays Scotland Fund & Selective Invoice Discounting – BFB Epsd 126

Posted on: June 17th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this week’s Business Finance Bulletin news from crowdlender Ratesetter on the formal launch of its small business loan product which, in the pilot stage, has already seen £250m distributed to UK SMEs.

Staying with alternative finance we look at results from Close Bros latest quarterly Business Barometer which reveals that a significant number of businesses believe that alternative finance can help grow their business.

Turning to traditional finance, we have news from Barclays Bank on a new fund to support lending to small businesses in Scotland.

To close we have insights from Max Woodman of Catalyst Finance on how their Selective Invoice Discounting service can help alleviate cashflow problems.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Crowdfunding Records and Milestones and Crowdfunding for Charities – BFB Epsd 125

Posted on: June 10th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

We start off this Bulletin with a look at a record-breaking crowdfunding equity campaign via Crowdcube for children’s pre-paid debit card provider, Go Henry. The amount raised, which was twice the sum originally planned for, has sparked a debate about the maximum amounts which can be raised via crowdfunding platforms.

Turning to debt crowdfunding, we have news from South West based lender, Folk2Folk, which has passed a new milestone in terms of money lent.

New research from NESTA, the innovation foundation, reveals that unlike businesses, the charitable sector is not taking full advantages of the benefits which come from raising money via crowdfunding. We look at what the barriers and benefits are of using this form of fundraising.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

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What Our Clients Say

  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.

    Gaz Jabeen | Bollywood Burn Out
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester

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