Posts Tagged ‘SME Finance Monitor Report’

Who’s Getting Finance, Use of FinTech and Consumer Debt Concerns – BFB Epsd 184

Posted on: September 30th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

We open our Bulletin with our concluding review of the latest SME Finance Monitor report. How many businesses are really getting a ‘yes’ from their bank? That’s one question the report answers and the reply may cause many businesses to re-think their approach.

Have you heard the term FinTech? If not, you may be surprised to find out that you are one of the majority of businesses which are managing their finances via a FinTech-related application. We look at a recent survey from online Invoice Discounting provider MarketInvoice which reveals how business owners are benefiting from new technology.

There are emerging concerns that an ongoing increase in the size of consumer debt could have a knock-on effect on banks. But if debt is getting out of control, how could it affect businesses?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Why SMEs Won’t Borrow, Arbuthnot Latham Bank, and Business Optimism – BFB Epsd 183

Posted on: September 23rd, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Continuing our review of the findings from the latest SME Finance Monitor report, we look at what is holding small businesses back from borrowing. The survey revealed four reasons why businesses feel uncomfortable in taking on debt.

Whilst many businesses think that lenders are reluctant to support businesses, one bank is actively looking to assist growing business. Arbuthnot Latham Bank has recently opened an office in Bristol as an addition to their office in Exeter, to cover the South West and we take a peek at how they can help businesses with their commercial finance requirements.

Finally, we review the latest FSB Small Business Index survey which highlights that small businesses are feeling much less confident that they were a year ago. What is holding them back?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Small Business Borrowing Appetite, Asset Finance and North West Business Growth Fund – BFB Epsd 182

Posted on: September 16th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Is appetite amongst small businesses to borrow money on the wane? According to the latest SME Finance Monitor Report this is the case. We take a look at how more business owners are opting out of taking on debt in favour of pursuing a ‘slow growth or no growth’ strategy.

On a more positive note, we share news from the Finance and Leasing Association that its members are reporting record volumes in financing plant and machinery, and business equipment. Asset Finance as a source of funding is continuing to win over small businesses.

To close the Bulletin, we look at a new fund launched by the British Business Bank. The North West Business Growth has been designed to assist growing businesses in the North West in accessing loan finance.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Perils of Overtrading, Business Borrowing Appetite & NatWest Card App – BFB Epsd 172

Posted on: June 10th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Whilst increasing sales is always a key focus for ambitious businesses, as we recently highlighted to a growth-hungry business, the danger of overtrading can cause chaos. What is overtrading and how can you avoid falling into the trap of running out of cash?

Despite small business owners remaining confident about their prospects, one message coming out is that many small businesses are reluctant to borrow. We look at the latest findings from the SME Finance Monitor team which reveals that SMEs are cautious about taking on new debt.

Managing administration and finance tasks is often a burden for time-poor business owners. NatWest have recognised this and we look at the announcement of the launch of a pilot app designed to improve the way businesses can monitor and track use of their commercial credit card.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Clydesdale & Yorkshire Bank Finance, Business Growth Plans and Funding Circle Property Development – BFB Epsd 164

Posted on: April 15th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this edition of the Business Finance Bulletin, we start off by looking at an announcement from Clydesdale & Yorkshire Bank of funds set aside to support growing businesses during 2017 and 2019.

The latest monthly survey from the SME Finance Monitor team reveals small business owner’s growth plans and how exporters are more ambitious. There is also more evidence that businesses are reigning in their desire to borrow money to fund growth.

Funding Circle, one of the leading lights in the peer-to-peer lending market, has stated that it is winding down their property development finance offering so it can devote resources to its core business loan product.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

SME Borrowing Concerns, Missed Opportunities and Fast Business Loans – BFB Epsd 160

Posted on: March 17th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The latest SME Finance Monitor Report reveals an interesting insight into small business owner’s current thoughts about borrowing money. In this episode of the Business Finance Bulletin we take a look at feedback from small business owners on their appetite to borrow and funding growth.

Deciding to sit back and self-fund your growth plans, whether intentionally, or because you can’t find finance, comes at a cost. This is the finding from a survey carried out by Aldermore Bank which reveals that business opportunities are being lost because small businesses can’t access the right finance.

Looking for a fast, short term business loan? How about one in 12 minutes? We look at a new lending service launched by Ultimate Finance, the Cash Advance, which promises quick access to short term business finance with minimal fuss.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Small Business Borrowing Appetite, British Business Bank & Asset Finance, Mislaid Cheques – BFB Epsd 137

Posted on: September 16th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Kicking off this Business Finance Bulletin is a look at findings from the latest SME Finance Monitor Report which includes a focus on small business borrowing appetites. The report reveals that a large number have no interest in taking on finance.

The British Business Bank has been supporting a number of alternative lenders with additional funds for them to on-lend to small businesses. We look at the funding passed onto an Asset Finance company based in the North West which is set to support growing businesses in need of asset finance solutions.

Have you ever lost a cheque or forget to pay one into your bank account? According to a survey from Barclays it’s not an uncommon occurrence and you may be surprised as to how much money is lost this way!

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

The Budget & Small Business Finance, Just Cashflow, Crowdfunding Awareness – BFB Epsd 113

Posted on: March 18th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin a look at the announcements in this week’s Budget focusing on small business finance issues. There’s news of a fund for growing businesses, Help to Grow, an extension of the Enterprise Finance Guarantee programme and a further step forward in the launch of the Bank Referral Scheme.

When comes to dealing with finances time is also short and that’s why clients of alternative lender Just Cashflow can now benefit from the launch of a new mobile app. We take a look at how it can help time-stretched business owners.

Concluding our look at the findings from the latest SME Finance Monitor report we review small businesses attitude to debt and awareness levels of alternative funding sources such as crowdfunding.

In the Business Finance Tip of the Week a signpost to a video on how to calculate and use the Stock Turnover Ratio to improve your stock management and boost your cash position.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Start Up Loans, Finance Comparison Websites, Borrowing Application Success Rates – BFB Epsd 112

Posted on: March 11th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin we start off with news of the latest addition to the BLS team, Simon Watts. We will be hearing from Simon in a future Bulletin with his thoughts on obtaining finance from banks.

Access to finance for start ups has always been a challenge and in this episode we look at a milestone reached by the Start Up Loan Company which was established in 2012 to help new businesses get finance.

Increasing competition in the SME finance sector has always been on the government’s radar and as part of its review into this issue the Competition and Markets Authority is advocating an SME finance Price Comparison website. Could it work?

Continuing our look at the findings of the latest SME Finance Monitor Report we look at the gap between business owner’s confidence levels at getting finance and what the actual success rate is after they have applied.

In the Business Finance Tip of the Week Rob shares a lesson learned from three recent client meetings which reveal that banks are indeed waking up.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

SME Lending, Who’s Borrowing, Late Payment & Business Confidence – Business Finance Bulletin Epsd 111

Posted on: March 4th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin a look at the latest statistics from the Bank of England which reveals the current level of borrowing by UK SMEs.

Also a review of the key findings from the recent SME Finance Monitor Report which includes how many businesses are using external sources of finance, the type of SMEs accessing such finance and the number of businesses who are not borrowing at all.

Marketinvoice, the online invoice discounter, has taken a look at late payment experiences across 80 countries and the results indicate that we have a lot of work to do in the UK to speed up payment.

Are you planning to grow or change your business within the next three months? That’s the question posed to 1,021 businesses by Hitachi Capital as part of its regular British Business Barometer Report and the answer reveals that SMEs are now more cautious than before.

And in the Business Finance Tip of the Week a signpost to a recently posted video which shows you how to calculate and use the Creditor Payment Ratio.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

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  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects
  • Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.

    Gaz Jabeen | Bollywood Burn Out

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