Bridging Loans

What Is a Bridging Loan?

Sometimes the property deal of lifetime can be presented to you but you can’t move quickly enough because you don’t have the cash to hand and so someone else is left to profit from the deal.

This is where Bridging Finance or a Bridging Loan can help.

Bridging Loans allow you swiftly access to funds on a short term basis which will allow you to complete the purchase of a property within a very tight timescale. This will not only secure the property but a Bridging loan will buy you precious time to source a more appropriate long-term financing solution.

What Can Be Financed on a Bridging Loan?

A bridging loan is used to finance the purchase of a building that can be a:

  • Commercial premises
  • Residential premises
  • Mixed use premises

A bridging loan can also be used to purchase a building which requires refurbishment or renovation. You purchase the property funded via bridging loan, undertake the required work and then re-finance based on the higher valuation or sell the property and realise your profit.

Here’s an example of how a bridging loan helped one business owner secure the future of his business.

How Quickly Can a Bridging Loan be Arranged?

Obviously the better prepared you can be prior to going to an auction for example then the easier it will be to arrange the ideal bridging loan.

However, if speed is of the essence and everything is in order, a decision can be reached in 48 hours with funds available within 5 days.

How Long Can I Have a Bridging Loan For?

Bridging loans are typically available on terms ranging from 1 to 12 months.

What Do I Do Next?

To find out more simply send us an email via the Contact Us box at the foot of this page or call us on 08456 809 728.

Tweets

What Our Clients Say

  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.

    Gaz Jabeen | Bollywood Burn Out

    For details on how we deal with your data please read our Privacy Notice