Posted on 05.02.2014 With 2014 being a year of growth for many businesses, as we have talked about before in this blog, the question is how is that growth going to be financed? Whilst there is evidence to suggest that banks are dipping their toes back into the market and avenues for alternative sources of […]
Posted on 04.02.2014, by Rob Warlow New figures released reveal that peer-to-peer lending (P2P) increased by 121 per cent during 2013. The report published by the Peer-to-Peer Finance Association (P2PFA) shows that cumulative lending at the end of quarter four in 2013 hit £843 million compared to just £381 million at the end of 2012. […]
Posted on 01.02.2014, by Rob Warlow Our weekly Friday Business Finance Bulletin video is out. This week Rob Warlow looks at a new campaign being run by the banks to get businesses borrowing (yes, you did read that right!); how a UK crowdfunding finance raise for a property developer has broken all records and finally […]
Posted on 27.01.2014, by Rob Warlow In this edition of the Business Finance Bulletin Rob Warlow looks at the low level of awareness among business owners of crowdfunding and peer-to-peer lending; how the government has been taken to task for its lack of success in stimulating bank lending; and why you need to keep a […]
Posted on 23.01.2014, by Rob Warlow Face with growing outcries about the continual fall in bank lending, the main High Street banks have launched a new campaign to get businesses borrowing. The banks, together with the British Bankers Association, are keen to let businesses know they are a lot more likely to get bank finance […]
Posted on 18.01.2014, by Rob Warlow This week, in our latest Business Finance Bulletin, a look at a problem which can lead to poor cashflow; a quick review of a new peer-to-peer lender, Lending Works which launched this week; and the Tip of the Week follows a Twitter exchange we had last week on proactively […]
Poor cashflow is one of the main reasons why businesses approach banks for finance. Typically they request an overdraft facility in order to bridge the gap between the payments they need to make to creditors and receiving payments from their clients. But in some cases a cashflow crunch can simply be caused by poor administration. […]
Posted on 14.01.2014, by Rob Warlow The number of new peer-to-peer lending sites continues to increase with the recent launch of Lending Works. Lending Works, which focuses on the personal loan market, is headed by a team from the banking, accountancy and finance industries, and it aims to provide a simple, flexible and transparent way […]
Posted on 13.01.2014 In this episode of the Business Finance Bulletin Rob Warlow looks at the latest bank lending figures which, when you look closer, shows that banks are beginning to lend more to small businesses. Rob also looks at the consequences of not diversifying your client base and how this is one area of […]
Posted on 13.01.2014, by Rob Warlow When reviewing your finance request the bank is looking to identify the various risks which could cause your business to fail or at least struggle. There are a number of risks which banks are on the hunt for but one such risk is client concentration; is your business overly […]