Blog

R&D Tax Credits; Proposals to Tackle Late Payment; and Business and Investment Confidence

Opening this latest Bulletin, we review the annual National Statistics Office report detailing how many businesses have claimed R&D Tax Credits and how much they have received. If you have changed or improved the way you do business are you taking advantage of this scheme? Tackling late payment is a problem that never seems to […]

October 5, 2020 / Comments Off
CBILS & Bounce Back Loan Extension; Loan Support Figures; and Unintended Consequences

This episode is devoted to developments within the CBILS and Bounce Back Loan government support schemes. Given the ongoing economic problems, we kick off with a look at the Chancellor’s announcement that the CBILS and Bounce Back Loan application deadlines have been extended. Is it time to re-look at your borrowing requirements? We look at […]

September 28, 2020 / Comments Off
Businesses Planning for the New Future; Exit Plans on Hold; and British Business Bank Support

As we enter a recovery phase in the UK economy, businesses are now turning their thoughts to how their operation will look in the future. A survey from Hitachi Capital Business Finance reveals that many business owners have undertaken a critical review of key areas and taken steps to safeguard their future. One impact of […]

September 21, 2020 / Comments Off
Coping with COVID Debt; Asset Finance Deal Volumes; and CBILS Loan Update

Over the last six months businesses have taken on significant amounts of debt. Opening the latest Business Finance Bulletin, we look at survey findings from the British Chambers of Commerce and TSB which reveal how businesses have used their CBILS cash and, more importantly, how they will cope with this new debt. Latest figures from […]

September 14, 2020 / Comments Off
CBILS Application Deadline; 3 Key Business Priorities; and Expected Rise in Insolvencies

To open the latest Business Finance Bulletin, the recent announcement that CBILS lenders now have until the end of November to review and process applications does not mean an extension to the deadline for submission of applications. Are you ready to beat the closing date? With an element of business-as-usual beginning to be seen, we […]

September 7, 2020 / Comments Off
COVID Economic Impact; Corporate Insolvencies Start Rising; and Six Rules of Business Success

To start this Business Finance Bulletin, we review a new report from the SME Finance Monitor team which looks at the economic impact of COVID in terms of current and future performance. The Insolvency Service has released the latest corporate insolvency figures for July. Whilst the number of firms entering some form of insolvency has […]

August 17, 2020 / Comments Off
Avoiding Another Credit Crunch; Dramatic Fall in Asset Finance Demand; and CBILS & Bounce Back Loan Usage

Opening this Business Finance Bulletin, fears of another Credit Crunch are mounting with the Bank of England calling on banks to play their part in meeting funding needs as business start gearing back up. The latest figures from the Finance and Leasing Association reveal how demand for Asset Finance facilities has dramatically fallen over the […]

August 10, 2020 / Comments Off
Banks Increase Loan Loss Provisions; Business Cost Reductions; and Business Confidence Levels

Opening this week’s Bulletin, we look at the amount banks are setting aside for expected loan losses. We are in the High Street banks’ half-year reporting season and they are setting aside significant provisions for expected loan defaults. How could this impact you when looking for finance? Although experiencing a fall in sales, the impact […]

August 3, 2020 / Comments Off
HMRC Creditor Status in Insolvencies; Calls to Extend Wrongful Trading Moratorium; CBILS & Bounce Back Loan Update

On 22nd July HMRC’s status as a Preferential Creditor in insolvency situations was restored after nearly 20 years. Could this have an impact on the cost of obtaining business finance and the appetite of lenders to support businesses? As growth in the economy begins to kick back in, many businesses are a long way off […]

July 27, 2020 / Comments Off
CBILS and Bounce Back Loan Repayments; Business Confidence Levels; Help for Refused CBILS Applicants

Opening the latest Business Finance Bulletin, we look at proposals presented by financial firms and professionals on how to ease the debt and cashflow burden facing business in 2021 when CBILS and Bounce Back Loan repayments start. As businesses open and consumers slowing start spending, we review the latest quarterly survey from Hitachi Capital Business […]

July 20, 2020 / Comments Off

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