Debt Aversion, Enterprise Finance Guarantees, Late Payment and NatWest Borrowing App – BFB Epsd 119

In this episode of the Business Finance Bulletin we start off with findings from a recent survey carried out by Wesleyan Bank which reveals that a large proportion of small businesses now have an aversion to debt. The report also lists the common sources of finance businesses are turning to.

The Enterprise Finance Guarantee Scheme has been around for a number of years and following a review we look at suggestions made by the British Business Bank on how the scheme can be improved.

Late payment is a big barrier to growth, particularly for small businesses and this fact is highlighted in a new report from the Asset Based Finance Association. The report reveals a significant gap in experiences between small and large businesses.

We also take a look at a new app launched by Nat West designed to help its small businesses gain a better understanding of borrowing options.

In the Business Finance Tip of the Week, a question you should ask yourself before you go looking for finance.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

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  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
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    Gaz Jabeen | Bollywood Burn Out
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    Max Cooper of Manchester
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects

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