High Risk Business Loans, Creditsafe Quarterly Business Review and Bank Complaints – BFB 231

Are we seeing a build-up to another credit crunch? That’s a concern the Bank of England has flagged up following an increase in the volume of what it perceives as high-risk loans. If that’s the case, what can you do to prepare? We look at the latest quarterly business review from Creditsafe, the credit reference […]

October 20, 2018 / Comments Off
Housebuilder Finance, Where Businesses are Borrowing and Asset Finance Funding – BFB 230

Whilst larger housebuilding firms tend to have easier access to finance, smaller housebuilders have greater challenges in getting the finance they need to develop sites. To open this Bulletin, news of a guide released by UK Finance and the Federation of Master Builders designed to help SME housebuilders source finance. Where are businesses turning to […]

October 13, 2018 / Comments Off
Banks and Business Continue to be Cautious When it Comes to Credit

The latest quarterly Credit Conditions Survey from the Bank of England for Quarter 3 2018 reveals that both bank and businesses appear to be adopting a cautious stance when to comes to lending and borrowing. This quarterly survey of bank and building society lenders is to assist the Bank of England in understanding trends and […]

October 12, 2018 / Comments Off
Businesses Cautious on Borrowing, Curbing Late Payment and Regional Angel Investors – BFB 229

A recurring theme in recent Bulletins has been emerging evidence of reluctance among small business to borrow and this trend is a highlight of the latest SME Finance Monitor Report. The report also reveals the top three issues which are of most concern to small businesses. Is access to finance still an issue? Late payment […]

October 6, 2018 / Comments Off
Why Businesses Borrow, Small Business Confidence and Crowdcube Milestone – BFB 228

Of those businesses which borrow money, what do they typically spend it on? To open this Bulletin, we review findings from Liberis, the short term lender, when they posed this question to their clients. The feedback reveals a variety of uses for finance raised, however one reason given does flag up a potential area of […]

September 29, 2018 / Comments Off
Peer-to-Peer Lending Continues to Grow

The alternative finance market continues to power ahead in terms of support provided to businesses and individuals. The latest figures released by the Peer-to-Peer Finance Association (P2PFA) reveals that the peer-to-peer lending industry lent £750 million which brings the total lent by its members to just under £10 billion. The P2PFA was established in 2011 […]

September 28, 2018 / Comments Off
Mandate Fraud, Accessing Growth Finance and HSBC’s 2018 SME Fund – BFB 227

Financial fraud can be complex but sometimes a fraud can be relatively simple. We open our latest Bulletin with findings from research undertaken by RSM into the rising frequency of mandate fraud. What is it and what can you do to avoid being taken in by this fraud? According to a new survey carried out […]

September 22, 2018 / Comments Off
Barclays and Marketinvoice, Company Insolvencies, and Business Borrowing – BFB 226

In recent Bulletins, we have shared news of various collaborations between finance providers. The latest is an announcement from Barclays Bank of a tie-up with online Invoice Discounting firm MarketInvoice. This is another example of Old World meets New World. The most recent statistics to Quarter 2 2018 on company insolvencies has been released by […]

August 4, 2018 / Comments Off

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