Posted on 27.11.2013, by Rob Warlow With many businesses continuing to find access to finance challenging owners are turning to a variety of personal sources to either start up or fund growth. Findings by Experian, the global information services company, show that a quarter of small and medium sized enterprise (SME) directors have used personal […]
Posted on 25.11.2013, by Rob Warlow Latest figures released by the government show that bank lending made through the Enterprise Finance Guarantee Scheme (EFG) has again increased with lending reaching its highest level since 2010. The figures reveal that banks offered loans worth £111 million to SMEs in the third quarter of 2013 compared to […]
Posted on 22.11.2013, by Rob Warlow In the latest Business Finance Bulletin Rob Warlow looks at how crowdfunding and peer-to-peer lenders are starting to offer property finance and a recommendation to check out Peter Roper if you run a family business and need inspiration. In the finance tip of the week Rob shares a lesson […]
Posted on 20.11.2013, by Rob Warlow The crowdfunding and peer-to-peer (P2P) loan market has been very much focused on providing short to medium term loans for traditional business needs such as additional working capital and asset/equipment purchases. However, in a sign that the P2P market is maturing, some players are starting to venture into property […]
Posted on 15.11.2013, by Rob Warlow In the latest weekly Business Finance Bulletin Rob Warlow looks at the recent YouGov report on SME finance, shares tips on how to ensure you don’t get caught out by late payment and a clip from a seminar he delivered to entrepreneurs in Amsterdam for Kevin Green.
Posted on 13.11.2013, by Rob Warlow One of the main reasons why businesses turn to banks for help is to bridge the gap between paying suppliers and receiving payments on invoices they have issued. However, late payment and overdue invoices can often put pressure on businesses when it comes to keeping within agree overdraft limits. […]
Posted on 12.11.2013, by Rob Warlow The banks have long countered the claim that they are not lending with the argument that many businesses don’t wish to borrow. Whilst the banks have to accept they can be too risk averse a new survey has back up their assertion that there is a lack of appetite […]
Posted on 08.11.2013, by Rob Warlow In this week’s episode of our weekly Business Finance Bulletin we start off with a look at a recent survey which studied the relationship between banks and business owners. Some interesting conclusions! We also talk about sources of advice and how to avoid the dread of the quarterly VAT […]
Posted on 07.11.2013, by Rob Warlow We all like to turn to friends and family to bounce an idea around or to seek feedback but are they really the best source of advice? According to new research from Bibby Financial Services friends and family are the most trusted sources of business advice for small business […]
Posted on 06.11.2013, by Rob Warlow I often hear business owners say there is little help for them to get finance and yet there are a number of schemes out there. So why is it that the existing of the various schemes are not widely known? This is one finding highlighted in a review on […]