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Start Up Boom; Start Up Loan Company Milestone; and Importance of Your Credit Score

Kicking off our latest Bulletin, a report from UHY Accountants finds that the UK is in a business start up boom. The figures from HMRC reveal that more businesses were started in 2020 compared to 2019 as people had the opportunity to start up the business of their dreams. Staying with start ups, we look […]

July 25, 2021 / Comments Off
Business Growth Prospects; Unsecured Business Finance Demand; and Latest Insolvency Figures

To start this week’s Business Finance Bulletin, research from Hitachi Capital Business Finance has revealed that businesses are now less fearful of contraction or collapse compared to last year. The swing in confidence is a signal that businesses are seeing growth prospects again. When businesses get back into a growth phase, that typically brings with […]

July 18, 2021 / Comments Off
Final Bounce Back Loans & CBILS Figures; Tide Bank Credit Builder; and Asset Finance Usage Increases

Opening this Business Finance Bulletin, after being the key source of finance for 12 months the final figures are out for the Bounce Back Loans and CBILS schemes. The figures reveal the extent of finance taken on by businesses and now it is payback time. For start ups and smaller businesses getting on the ladder […]

July 10, 2021 / Comments Off
Wrongful Trading is Back; Prompt Payment Code Changes; and Cashflow Planning

Although the moratorium on Statutory Demands and Winding Up petitions was recently extended, the moratorium on Wrong Trading was not. Opening our latest Bulletin, we look at how the reintroduction of Wrongful Trading with effect from 1st July could impact company Directors. Late payment continues to be concern for small businesses, but we have good […]

July 4, 2021 / Comments Off
Tackling Financial Distress; Credit Industry Expert Support; and Tide Bank Cashflow Insights

Economic recovery can often bring another set of challenges which is to spot and tackle financial distress. Opening the latest Business Finance Bulletin, we look at a new guide from R3 on identifying financial distress and the options available to deal with it. Having access to support and guidance from industry experts is always welcome. […]

June 27, 2021 / Comments Off
Insolvencies, Statutory Demands & Winding Up Petitions; UK Infrastructure Bank; & Small Business Equity

Companies entering an insolvency arrangement is starting to increase. Opening this Business Finance Bulletin, we review the latest insolvency figures and the government’s extension to the Statutory Demand and Winding Up Petition moratorium. Will this continue to keep insolvencies low? As part of the government’s strategy of ‘levelling up’, we have news of the launch […]

June 20, 2021 / Comments Off
Leasing and HP Business Investment; Business Activity Levels; and Bounce Back Loan Repayment

With the economy starting to get back on track, we open this Business Finance Bulletin with news from the Finance and Leasing Association of large increase in leasing and HP deals written in April. Although still well off the 2020 figures, encouragingly the gap is beginning to close as business investment activity increases. Business confidence […]

June 15, 2021 / Comments Off
Regional Recovery Loan Scheme Lenders; HSBC Fraud Awareness App; and Asset Finance Growth

When the Recovery Loan Scheme was launched in April, the number of accredited lenders on the panel was limited. With the panel lenders now expanding, in our latest Business Finance Bulletin we review the new lenders focused on specific regions of the country and how they are broadening the Scheme’s reach. Business is tough enough […]

June 6, 2021 / Comments Off
Business Optimism Perils; Tik Tok #BeYourOwnBoss; and TSB Free Business Banking

According to the latest Lloyds Bank Business Barometer report, business owners are continuing to feel increasingly optimistic about their future prospects. With optimism and confidence levels reaching new highs we look at one key peril to watch out for. If you have a idea for a great new business and you need an incentive to […]

May 31, 2021 / Comments Off
Recovery Loan Scheme Lenders; Start Up Loans for Young Entrepreneurs; and Back on the Growth Path

Kickstarting this week’s Business Finance Bulletin, the Recovery Loan Scheme has had a quiet start since its launch but the number of lenders on the panel is now slowly increasing. We look at the latest additions and what continues to hold the Scheme back. The Start Up Loan Company is encouraging younger people to think […]

May 23, 2021 / Comments Off

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