Here is another video in a series looking at how to use ratios taken from your Annual Accounts to improve the financial performance of your business. In this latest video Rob Warlow shares how calculating a Stock Turnover ratio will highlight the time it takes on average to turn-over or sell your stock. Holding on […]
We’re delighted to announce a new addition to the BLS team. Simon joined BLS in March 2015 after completing 33 years’ service with Barclays Bank in the South Wales area. During his time in High Street banking he undertook a variety of roles in Corporate, Business and Retail Banking. His career started in the Branch […]
In this episode of the Business Finance Bulletin a look at the latest statistics from the Bank of England which reveals the current level of borrowing by UK SMEs. Also a review of the key findings from the recent SME Finance Monitor Report which includes how many businesses are using external sources of finance, the […]
A Creditor Payment Days ratio calculation will show you how long on average it takes to pay your creditors. If you have the right information to hand it’s easy to calculate it and in this video Rob Warlow from Business Loan Services takes you through the steps. If you are applying for a business loan […]
In the latest episode of the Business Finance Bulletin, news that the number of High Growth Firms is on the increase according to findings by the Enterprise Research Centre. We take a look a new business loan fund launched by a regional lender, Coventry and Warwickshire Reinvestment Trust, aiming to support growing businesses in their […]
A Debtor Day ratio calculation can help you better understand how long on average it takes to collect your outstanding debtors. In this video learn how to calculate this ratio and how you can use it to highlight shortcomings in your debtor collection processes. This ratio is also used by banks when analysing your Financial […]
When you’re applying for a business loan how do you tackle the topic of past business failures with the bank? Rob Warlow from Business Loan Services shares his thoughts on what you should say to the bank.
In this episode of the Business Finance Bulletin a look back at 2015 in the alternative finance and crowdfunding market. The latest annual report from NESTA, Pushing Boundaries, provides an insight into how crowdfunding continued to grow in 2015. If you are looking for an asset finance facility to fund your growth plans there’s news […]
In the latest episode of the Business Finance Bulletin a review of the findings from the recent Small Business Finance Market Report. Released by the British Business Bank the report reveals that bank lending to SMEs is on the up and shares the sources of finance being used by small businesses. Do you know the […]
In this episode of the Business Finance Bulletin finally an edition packed with good news. We take a look at the latest figures from the Bank of England which show an annual growth in bank lending to small businesses (but not such good news for the larger businesses though). In the crowdfunding world an update […]