Posts Tagged ‘access to finance’

Zombie Businesses, Sourcing Alternative Finance and Finding Angel Investors – BFB Epsd 190

Posted on: November 11th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

A scary start to our latest Bulletin with a look at zombie businesses! According to a recent survey from Begbies Traynor, zombie businesses are on the rise. What are they and how can you avoid doing business with them?

Entrepreneurial age gaps often lead to different views in business and finance is no different. We look at findings from Worldpay which highlights the difference between younger and older generation entrepreneurs when it comes to sourcing and accessing alternative finance.

If you’re setting up a niche business or running a high-growth enterprise, equity is one popular avenue of funding. But how do you find Angel Investors for example? We share news of a service launched by the UK Business Angels Association designed to help businesses and investors find each other.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Export Finance, Access to Finance Review and Tackling Late Payment Progress – BFB Epsd 177

Posted on: July 15th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

With the government keen to boost exports, UK Export Finance has announced a new support initiative to help improve the flow of finance to exporters. To open the Bulletin, we look at how it will work and which other businesses will benefit.

Access to finance remains a hot topic. We share findings and suggestions from a new report, ‘Banking Small Businesses’, which it’s hoped will be picked up by government and banks to boost small business funding opportunities.

Whenever we feature the problems surrounding late payment, it’s rare that there is any good news. Whilst a recent survey undertaken by BACS, the payment service provider, has its fair share of gloomy statistics, there is at least one glimmer of hope in terms of reducing late payments.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Atom Bank Business Finance, The Goods Mortgage Bill and PayPal Working Capital Loan – BFB Epsd 174

Posted on: June 24th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Atom Bank is a relatively new, digital-only, challenger bank. In this edition of the Business Finance Bulletin we look at a £30m investment made by the British Business Bank, which Atom will be using to support small businesses.

The Queen’s Speech contained news that the government intends to introduce the Goods Mortgage Bill which will provide additional comfort to asset-based finance providers lending to sole traders and partnerships. The new Bill will help these trading entities better access services such as invoice discounting.

To close, we have another example of how small businesses are bypassing the traditional High Street lenders to obtain finance. We look at an announcement from PayPal that its Working Capital loan product has hit a new milestone in terms of money lent and the number of PayPal business customers which have successfully accessed finance.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Managing Working Capital, Bank Referral Scheme & Business Confidence – BFB Epsd 167

Posted on: May 6th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The one problem that comes along with growth is finding the right balance between having too much or too little cash tied up in working capital. In this Business Finance Bulletin, we look at a survey which reveals how much surplus working capital businesses are carrying.

The Bank Referral Scheme, which was launched late last year to help SME improve their access to finance, appears to have stumbled. We look at news that the government has instigated a review into why banks are not referring on enough clients who don’t meet their criteria.

To close the Bulletin we share findings that UK business confidence is at a 4-year high with SMEs appearing to shrug off any doubts about a lacklustre year ahead.

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In the Bulletin we mention three other videos to look at on how to manage your working capital:

How to Calculate Your Stock Turnover Ratio

How to Calculate Your Debtor Days Ratio

How to Calculate Your Creditor Payment Ratio

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If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

The Election & Small Businesses, Tackling Rising Costs & Yes Growth Funding – BFB Epsd 165

Posted on: April 22nd, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest Business Finance Bulletin, we kick off with… the election. Sorry! We look at how this distraction could affect small businesses, access to finance and spending habits.

On the back of findings by Hitachi Capital and the FSB, more attention is now being given to the impact rising costs is having on small businesses. If you are faced with increasing costs, what you can do to preserve your bottom line?

During periods of growth one thing small businesses want is quick access to finance. To close this Bulletin, we look at what short term finance provider Yes Growth can do to support growing businesses in need of additional working capital.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Clydesdale & Yorkshire Bank Finance, Business Growth Plans and Funding Circle Property Development – BFB Epsd 164

Posted on: April 15th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this edition of the Business Finance Bulletin, we start off by looking at an announcement from Clydesdale & Yorkshire Bank of funds set aside to support growing businesses during 2017 and 2019.

The latest monthly survey from the SME Finance Monitor team reveals small business owner’s growth plans and how exporters are more ambitious. There is also more evidence that businesses are reigning in their desire to borrow money to fund growth.

Funding Circle, one of the leading lights in the peer-to-peer lending market, has stated that it is winding down their property development finance offering so it can devote resources to its core business loan product.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Late Payment Regulations, Business Confidence and Rising Cost and Association of Alternative Business Finance – BFB Epsd 163

Posted on: April 7th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Tackling late payment to help small businesses with mounting cashflow problems has been a focus for the government. In this latest Business Finance Bulletin, we look at new regulations now in force designed to keep pressure on larger businesses to pay on time.

With Brexit underway, a survey from Ratesetter Business Finance reveals that small businesses appear to be resilient and confident when it comes to growth and investment plans. We also look at research from Barclays Bank on how small businesses are reacting to rising costs.

Finally, we share news from the recent formed Association of Alternative Business Finance on three new additions to its membership to bolster its aim of improving transparency and standards in the industry.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Brexit and Finance, Funding for TV Production Companies and Bank Lending to SMEs – BFB Epsd 162

Posted on: March 31st, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

With the Brexit negotiations now officially under way, what happens now for small businesses? In this week’s Business Finance Bulletin, with a degree of uncertainty ahead we look at how businesses and banks will face the future.

One industry which has seen change over the last few years is that of TV production. The Media team at Barclays Bank has announced a new fund designed to alleviate cashflow problems facing production companies with the advent of Streaming Video on Demand.

Finally, we take our monthly look at the latest bank small business lending figures released by the Bank of England. Whilst the most recent figures to February show an increase, overall the trend is in the opposite direction. Why is that?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Xero Access to Finance Support, Export Advice and Being Finance Ready – BFB Epsd 161

Posted on: March 24th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this edition of the Business Finance Bulletin we look at how the accounting software provider Xero is making access to finance easier by integrating with MarketInvoice, DueCourse and Iwoca. Another step forward for businesses in need of quick access to cash.

Brexit has opened business owner’s minds to the opportunities created via exporting. A new survey by the Federation of Small Businesses has revealed the top 3 export priorities but if you’re new to exporting, where do you go for advice and support. We look at three sources you can tap into.

The deal of a lifetime can present itself but often the opportunity is missed because you can’t arrange finance quick enough. To avoid that happening we have three actions you can take to ensure you are finance-ready.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

SME Borrowing Concerns, Missed Opportunities and Fast Business Loans – BFB Epsd 160

Posted on: March 17th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The latest SME Finance Monitor Report reveals an interesting insight into small business owner’s current thoughts about borrowing money. In this episode of the Business Finance Bulletin we take a look at feedback from small business owners on their appetite to borrow and funding growth.

Deciding to sit back and self-fund your growth plans, whether intentionally, or because you can’t find finance, comes at a cost. This is the finding from a survey carried out by Aldermore Bank which reveals that business opportunities are being lost because small businesses can’t access the right finance.

Looking for a fast, short term business loan? How about one in 12 minutes? We look at a new lending service launched by Ultimate Finance, the Cash Advance, which promises quick access to short term business finance with minimal fuss.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

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  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects
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    Max Cooper of Manchester
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    Gaz Jabeen | Bollywood Burn Out
  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

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