Posts Tagged ‘business finance’

Starling Bank Business Loans, Open Banking Reluctance, Nat West & Soldo Partnership – BFB 283

Posted on: January 19th, 2020 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

To start our latest Bulletin, an announcement from mobile-only bank Starling that it’s to start offering business loans to Limited Companies. Starling’s 100,000 business customers will also, for a monthly fee, be able to access its Business Toolkit service.

It’s now two years since Open Banking was launched. We look at a survey from the FSB which reveals that only a small number of businesses are taking advantage of the benefits Open Banking can bring.

Closing this week’s Bulletin, news from Nat West that it’s to link up with pre-paid MasterCard provider Soldo allowing their customers to directly access two of the bank’s key products. This is another example of the old guard joining forces with the newcomers.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Reducing Financial Admin Tasks, Small Business 2020 Priorities and Women Business Leaders – BFB 282

Posted on: January 12th, 2020 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Opening our first Bulletin of 2020, we kick off with a look at how much time small business owners spend on finance-related administration tasks. A survey from Starling Bank reveals that too much time is devoted to non-income generating duties.

How did small businesses performance in 2019 and what are their priorities for 2020? That’s a question posed by Nucleus Commercial Finance and the feedback on how small businesses saw last year’s performance is surprising.

To close, Santander has announced the launch of its 2020 Women Business Leader programme. They are looking for growth-focused female entrepreneurs to link up with seasoned business mentors. Could that be you?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Thanks to All Our Clients in 2019

Posted on: December 31st, 2019 by blsuser1 No Comments Tags: , ,
Posted in Business Finance News

The Return of Certainty? Challenger Banks Partnerships and Late Payment Improvement – BFB 281

Posted on: December 16th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

To open our final Bulletin of 2019, a fitting close to this season with a look at the possible return of certainly following the Election result. Will the parliamentary majority be enough to overturn the feeling of uncertainty which has dominated the last 12 months?

Challenger banks are often at the leading edge when it comes to innovation and in terms of linking up with 3rd small business service providers that’s no exception. We look at announcements from Metro Bank and Starling Bank of partnerships available to their SME customers designed to improve efficiencies and access specialised services.

To wrap up our last episode for 2019, some good news on late payment. We review a new survey from MarketFinance which reveals that 2019 saw an improvement in late payment practices, lessening the cashflow strain for many small businesses.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Brighter Future for SMEs, Just Cashflow Foreign Exchange Services and Automate Payments – BFB 280

Posted on: December 9th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Kicking off our latest Bulletin we review a survey from Xero, the online accounting software provider, which reports that despite many small business owners feeling despondent about their circumstances, the 20 years will see a significant, positive change.

With the High Street banks not known for delivering competitive foreign exchange services, we look at the announcement from cashflow finance provider Just Cashflow of the launch of its own foreign exchange offering.

To close, news from Pay UK that one day in the first week of December saw them handle the highest daily volume of automated payments. Are we finally seeing the demise of the cheque?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Business Confidence Rises, Business Savings Rates, Small Business Borrowing – BFB 279

Posted on: December 2nd, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Opening this week’s Bulletin, a surprising continuation in the rise in business confidence despite the looming general election and Brexit limbo. However, another survey reveals that the feeling of uncertainty still prevails, especially among younger businesses.

With approximately £382b held on current accounts and low interest deposit accounts, findings from Aldermore Bank exposes how much businesses are losing out by not maximising deposit account returns.

To wrap up this episode, a look at how small businesses are still limiting their borrowing appetite as revealed in the latest Bank of England bank lending figures.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Business Investment Appetite, EPC Ratings, and Late Payment Burden – BFB 278

Posted on: November 25th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The latest SME Confidence Tracker from Bibby Financial Services reveals a continual decline in investment appetite among small businesses. What are the barriers to investment and of those businesses which are investing, what are they planning?

If you’re thinking of purchasing a commercial premises for investment purposes, one often over-looked requirement is the need for a compliant Energy Performance Certificate. We look at why failing to hit a minimum rating can scupper your chances of obtaining finance.

To close this Bulletin, a survey from Pay UK puts a spotlight on the burden and cost to small business owners of the rising late payment problem.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Xero Enhancements, Sole Trader vs Limited Co Borrowing and Business Confidence – BFB 277

Posted on: November 18th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

To kick off our latest Bulletin, we look at a host of enhancements and 3rd party collaborations announced by Xero, the online accounting software provider. The partnerships are aimed at further streamlining the way small businesses manage their finances.

A survey from the Federation of Small Businesses reveals the different experiences sole traders have in borrowing money compared to the wider small business community. Why would lenders treat sole traders differently?

To wrap up this Bulletin, a review of current business confidence levels, which according to a recent survey from Lloyds Bank has bounced back in October. How long will that last?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Alternative Finance Evolves, Prompt Payment Code Takes Action and Bank Sector Appetite – BFB 276

Posted on: November 11th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Rising out of the ashes of the credit crunch the alternative finance providers moved in to fill the gap left by the banks. To open this Bulletin, we look at how the alternative lenders are evolving with Iwoca announcing a milestone in lending and Nucleus Commercial Finance improving its loan repayment term.

Managing late payment can often be a burden for small business owners, which means action taken by the Prompt Payment Code to suspend members not adhering to its rules is good news. Which household names have been asked to leave the organisation?

To wrap up this Bulletin, we look at why you need to be aware whether your industry sector is in or out of favour with your bank before applying for finance.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Business Banking Resolution Service, Experian Commercial Acumen and MarketInvoice – BFB 275

Posted on: November 4th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Opening this week’s Business Finance Bulletin, news of the soft launch of the Business Banking Resolution Service. Designed to support businesses which are unable to complain about banking service to the Financial Ombudsmen Service, the BBRS are looking for businesses to support its pilot phase.

Gathering the paperwork required by banks to review a borrowing request can be time consuming. We take a look at how Experian, the credit reference agency, has made it faster and simpler for small businesses to apply for finance by using its new Commercial Acumen service.

To close, news from business finance provider MarketInvoice of the formation of a specialist team to provide finance facilities for Britain’s larger businesses. From invoice finance to business loans MarketInvoice aims to support larger, high-growth businesses in need of flexible finance.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

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  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

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  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

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  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

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