Posts Tagged ‘Aldermore Bank’

Business Confidence Rises, Business Savings Rates, Small Business Borrowing – BFB 279

Posted on: December 2nd, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Opening this week’s Bulletin, a surprising continuation in the rise in business confidence despite the looming general election and Brexit limbo. However, another survey reveals that the feeling of uncertainty still prevails, especially among younger businesses.

With approximately £382b held on current accounts and low interest deposit accounts, findings from Aldermore Bank exposes how much businesses are losing out by not maximising deposit account returns.

To wrap up this episode, a look at how small businesses are still limiting their borrowing appetite as revealed in the latest Bank of England bank lending figures.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Buy to Let Confidence, Alternative Finance Growth and Commercial Property VAT Loans – BFB 264

Posted on: June 29th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

To open our latest Bulletin, we look at a survey from Cambridge and Counties Bank which reveals that unlike other sectors the Buy to Let industry remains confident about the future. Such is the feeling of optimism, the survey finds that many landlords are looking to expand their portfolios.

In terms of lending products being using to fund their businesses, online Invoice Discounting platform MarketInvoice finds that firms are moving away from the old traditional forms of finance. What forms of finance are businesses now accessing?

Occasionally, commercial property buyers can be surprised to learn that the property being purchase is subject to VAT. This can cause an unplanned hit to cashflow. We take a look at a new short-term VAT loan launched by Aldermore Bank to help ease the pain.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Aldermore Bank’s 10th Anniversary, Personal Guarantee Insurance and Late Payment Call Out- BFB 259

Posted on: May 25th, 2019 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The credit crunch in 2008 was the start of the rise of the so-called Challenger Banks. This month, one of those early entrants, Aldermore Bank, celebrates its 10th anniversary. To open our latest Bulletin, we take a look at Aldermore’s achievements over the last 10 years.

When borrowing via a Limited Company, one downside is that lenders expect Directors to provide Personal Guarantees. Many can be reluctant to sign and in some cases it’s enough to put them off borrowing. However, that risk can be offset by taking out a Personal Guarantee Insurance policy. We take a look at how it works and where you can obtain such a Policy.

To close this Bulletin, news from The Small Business Commissioner that it has named-and-shamed another high profile business for its late payment practices. Another success story for the Commissioners Office with £32,000 paid following its intervention.

Revolut Bank, British Business Bank Support and Business Confidence – BFB Epsd 208

Posted on: March 31st, 2018 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

To start our latest Business Finance Bulletin, news from Revolut Bank, an internet and mobile-only bank which we have not featured before. Revolut has announced forthcoming enhancements to its service offering which will provide wider benefits to its 16,000 business customers.

The British Business Bank, the government’s home for its finance programmes, has supported two more challenger lenders in their aim to broaden access to finance. Aldermore and 1pm will be using the finance schemes to widen the reach of their asset finance products.

Business confidence appears to be strengthening. That’s the message coming out from two surveys undertaken by the FSB and Lloyds Bank. However, there are still a number of factors holding businesses back when it comes to pursuing growth.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Succession Planning, Peer to Peer Lending on the Rise & 3 Minute Business Loans – BFB Epsd 166

Posted on: April 29th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Have you ever thought what would happen to your business if something befell you or a key employee? In this edition of the Business Finance Bulletin we look at this question posed by Aldermore Bank in a recent survey. Are you at risk and if so how can you mitigate the impact?

The rise of the alternative lenders as a credible source of finance continues. We review the latest figures from the Peer to Peer Finance Association which reveal new highs in terms of money being lent out by Association members.

How does a 3 minute loan sound? If you’re a Nat West small business customer looking for a loan of less than £35,000 then we have news of how you may be able to take advantage of their soon-to-be-launched online application platform.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

SME Borrowing Concerns, Missed Opportunities and Fast Business Loans – BFB Epsd 160

Posted on: March 17th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The latest SME Finance Monitor Report reveals an interesting insight into small business owner’s current thoughts about borrowing money. In this episode of the Business Finance Bulletin we take a look at feedback from small business owners on their appetite to borrow and funding growth.

Deciding to sit back and self-fund your growth plans, whether intentionally, or because you can’t find finance, comes at a cost. This is the finding from a survey carried out by Aldermore Bank which reveals that business opportunities are being lost because small businesses can’t access the right finance.

Looking for a fast, short term business loan? How about one in 12 minutes? We look at a new lending service launched by Ultimate Finance, the Cash Advance, which promises quick access to short term business finance with minimal fuss.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Asset Finance & Bank Lending, Business Confidence and Late Payment – BFB Epsd 149

Posted on: December 16th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this Bulletin, we kick off with our monthly round-up of how lenders are supporting businesses in terms of accessing finance. We look at the latest figures from the Asset Based Finance Association which reveal record business being written by the asset finance sector and levels of support given by the traditional High Street banks.

We review research from Aldermore Bank which shows that business confidence continues to define expectations with SMEs positively looking forward to 2017. How are they planning to expand?

The government is finally beginning to share the rules and regulations they plan to implement in 2017 to curb the late payment epidemic. We look at the steps they will be taking with effect from 1st April 2017 and no doubt large businesses will be concerned about another set of bureaucratic rules to follow!

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Attitude to Risk, Business Confidence, Bank Lending to Small Businesses – BFB Epsd 121

Posted on: May 13th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this latest Business Finance Bulletin, we take a look at a recent survey from Zurich Insurance on small business owner’s attitude to the risks they currently face. Whilst you can expect it makes slightly depressing listening to there is some good news as well.

Turning to business confidence generally findings from Aldermore Bank reveal that all is not doom and gloom amongst UK entrepreneurs with a lot of positively for the medium term.

We also take our monthly look at what banks are up to in terms of lending following release of the Bank of England’s latest bank lending statistics.

In the Business Finance Tip of the Week why, when it comes to raising finance, forewarned is forearmed.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Business Finance Bulletin Epsd 96: Recruitment Finance, Business Output, Writing a Business Plan

Posted on: November 6th, 2015 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin Rob Warlow shares details of a new service launched by Aldermore Bank aimed at helping temporary recruitment agencies overcome problems with administration and more importantly cashflow.

More evidence is coming out that business confidence appears to be taking a hit. Rob looks at the latest CBI SME Trends survey which highlights that total orders for domestic and export focused businesses is showing decline.
Turning to bank lending to SMEs Rob reviews statistics released by the Bank of England which reveal that businesses are getting increased support from the banks.

And in the Business Finance Tip of the Week, a clip from an interview in which Rob talks about the importance and usefulness of an Executive Summary when writing a Business Plan for your bank.

If you prefer to listen to the podcast version you can click below or download from our SoundCloud or itunes channel.

Business Finance Bulletin Episode 80: Business Savings, Crowdfunding, Business Confidence & Controlling Overheads

Posted on: June 26th, 2015 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest Business Finance Bulletin episode Business Loan Services’ Rob Warlow looks the forthcoming changes in ISA rules and a survey from Yorkshire Bank and attitude to risk amongst savers which could see a boost to the crowdfunding market.

Staying with crowdfunding Rob shares news of the launch of a new crowdfunding platform. Bricks Financial is based in the South West and will primarily focus on servicing the local market.

According to the latest survey from the Federation of Small Businesses confidence amongst small business owners is strong and they are focused on where they are investing their money.

In the Business Finance Tip of the Week Rob looks at reviewing and controlling your overheads to ensure you are making the best returns from your business.

If you would also like to listen to the podcast version then you can either listen below or directly download this episode from our Soundcloud page by clicking the download symbol below. Alternatively to can subscribe via our itunes channel.

Tweets

What Our Clients Say

  • Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.

    Gaz Jabeen | Bollywood Burn Out
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects

Contact Us