Posts Tagged ‘Peer to Peer Finance Association’

Business Loan APRs, Businesses in Financial Distress, and Peer to Peer Lending Figures – BFB Epsd 180

Posted on: August 5th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

A year after a Competition and Markets Authority report on transparency in the finance services market, lenders to small businesses are now required to quote an APR on lower value loans. Will it help boost competition?

More evidence that businesses are beginning to feel the strain with the latest Red Flag Alert report from Begbies Traynor revealing a jump in businesses classified as being in ‘significant financial distress’.

One sector that is doing well is Peer to Peer lending. The figures on volume of lending done by members of the Peer to Peer Finance Association in Quarter 2 2017 show that businesses are continuing to take advantage of finance from this source.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Succession Planning, Peer to Peer Lending on the Rise & 3 Minute Business Loans – BFB Epsd 166

Posted on: April 29th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Have you ever thought what would happen to your business if something befell you or a key employee? In this edition of the Business Finance Bulletin we look at this question posed by Aldermore Bank in a recent survey. Are you at risk and if so how can you mitigate the impact?

The rise of the alternative lenders as a credible source of finance continues. We review the latest figures from the Peer to Peer Finance Association which reveal new highs in terms of money being lent out by Association members.

How does a 3 minute loan sound? If you’re a Nat West small business customer looking for a loan of less than £35,000 then we have news of how you may be able to take advantage of their soon-to-be-launched online application platform.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Brexit Impact and Concerns, Crowdfunding Statistics and a Scale-Up Champion – BFB Epsd 153

Posted on: January 27th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

We open the latest edition of the Business Finance Bulletin with a look at two surveys from the Federation of Small Businesses and Barclays Bank. The question asked of small businesses is how Brexit will impact those trading overseas and whether confidence has taken a knock. What are our SMEs thinking?

We take our regular look at how the alternative finance sector is performing following the release of the last quarter 2016 statistics by the Peer to Peer Finance Association. Lending to both businesses and individuals continues to remain strong.

Scale-ups appears to the latest ‘new thing’ with the news that the government has appointed a Scale-Up Champion. What is the government looking to achieve?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Launch of Peer Funding, Regional Business Loan Fund, P2P Sector Performance – BFB Epsd 142

Posted on: October 21st, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest episode of the Business Finance Bulletin we share news of the launch of Peer Funding, a new player in the Peer to Peer finance world. What do they have to offer growing businesses in need of finance?

Regional loan funds are a growing source of finance for small businesses and those operating in Worcestershire will now benefit from a new loan fund. We look at how the fund is designed to help those local businesses which aren’t getting support from traditional lenders.

Turning back to the alternative finance world we look at the latest statistics from the Peer to Peer Finance Association on how the sector performed in terms of money lent in the 3rd quarter of this year.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Benefits of Peer to Peer Lending, Brexit Woes and Fears, Using Financial Ratio – BFB Epsd 141

Posted on: October 14th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin we take a look at a report issued by the UK Peer to Peer Finance Association reviewing the benefits of using Peer to Peer finance and how an about-turn by a former City grandee has provided a thumbs up to the sector.

Currently no Bulletin would be complete without a look at the ongoing impact of the forthcoming Brexit! We dip into two surveys carried out by Deloitte and the British Chamber of Commerce which examines how industry leaders and sectors view the current and future situation.

We are often told by business owners that they wonder how they can use the Annual Accounts prepared by their accountants. Calculating and reviewing a series of financial ratios is one useful action and in the Bulletin we give you a heads-up of a new video in our occasional series on working with ratios. This video reveals how to focus on efficiency and hence drive up profits.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Business Finance Bulletin Epsd 107: Bank Lending Up, Crowdfunding Up… Just Good News

Posted on: February 4th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin finally an edition packed with good news.

We take a look at the latest figures from the Bank of England which show an annual growth in bank lending to small businesses (but not such good news for the larger businesses though).

In the crowdfunding world an update from the Peer to Peer Finance Association confirms that crowdfunding had another strong year in 2105 in terms of money lent, and an increase in the number of private investors and borrowers.

Staying with crowdfunding, there’s positive news from Assetz Capital which has announced a significant pot of new money to lend out to SMEs and details of the launch of a new equity crowdfunding platform, GrowthDeck.

And to round-off the crowdfunding theme of this edition, a clip from a seminar in which Rob Warlow from Business Loan Services outlines the history of crowdfunding.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Business Finance Bulletin Episode 73: Funding Knight & Just-Cashflow, Crowdfunding Surge & Santander Breakthrough

Posted on: May 8th, 2015 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest Business Finance Bulletin episode Business Loan Services’ Rob Warlow looks at the news of collaboration between crowdlender Funding Knight and short-term alternative lender Just-Cashflow to assist growing businesses.

Looking at the crowdfunding industry as a whole, Rob looks at statistics from the Peer to Peer Finance Association on finance raised by its members during the first quarter of this year which reveal a continued growth surge.

Rob also looks at evidence of a steady improvement in the economy with news that the overall number of company insolvencies is on the way down according to official government statistics.

In the Business Finance Tip of the Week Rob chats with Santander’s Paul Brooks, Business Development Director, Wales about the bank’s Breakthrough Programme designed to help growing businesses with a variety of support schemes.

You can also listen to a podcast version of this Bulletin via either itunes or our SoundCloud page or simply listening in below.

Crowdfunding Growth in 1st Quarter of 2015

Posted on: May 2nd, 2015 by blsuser1 No Comments Tags: , , , , , , , , ,
Posted in Business Finance News

The latest update from the Peer to Peer Finance Association shows that crowdfunding continues its stellar growth. Figures for the 1st Quarter of 2015 reveal that the industry lent out £459,000,000, compared to £346,000,000 in the 4th Quarter of 2014

That’s an increase of 33%… growth rates the banks can’t touch!

But let’s look closer at what else is happening.

Let’s start with the lenders… the people who are handing over their cash. At the end of Quarter 4 2014 there were 105,101 lenders. At the end of March 2015 there were 111,255

That’s an increase of 6%.

What about the borrowers?

At the end of Quarter 4 2014 there were 139,749 borrowers and at the end of March 2015 there were 159,083.
That’s an increase of 14%

It’s clear that more businesses and individuals are seeing the benefits of crowdfunding.

If you want to know how you can access finance for you business via crowdfunding you can find more information on our crowdfunding page.

Business Finance Bulletin Epsd 60: Angel Investors, Crowdfunding, and Business Planning

Posted on: February 6th, 2015 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest Business Finance Bulletin Rob Warlow looks at a report from the Centre for Entrepreneurs and the UK Business Angels Association on how the UK is becoming a nation of angels… but who are these angel investors and how can they benefit your business?

The statistics on how the crowdfunding industry did in 2014 are in with news from the Peer to Peer Finance Association on how the sector doubled the amount it lent in the previous 12 months. With the recent news of banks beginning to partner up with the new kids on the block crowdfunding is starting to come of age.

In the Business Finance Tip of the Week Rob looks at recent research from Barclays Bank on how business owners should embrace the merits of having a Business Plan. But does your Business Plan have to be the size of War and Peace?

If you would prefer to listen to the podcast version of this edition of the Business Finance Bulletin then click below or click the download button to upload to your phone or PC.

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  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
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  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects
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    Gaz Jabeen | Bollywood Burn Out

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