Posts Tagged ‘Competition and Markets Authority’

Business Loan APRs, Businesses in Financial Distress, and Peer to Peer Lending Figures – BFB Epsd 180

Posted on: August 5th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

A year after a Competition and Markets Authority report on transparency in the finance services market, lenders to small businesses are now required to quote an APR on lower value loans. Will it help boost competition?

More evidence that businesses are beginning to feel the strain with the latest Red Flag Alert report from Begbies Traynor revealing a jump in businesses classified as being in ‘significant financial distress’.

One sector that is doing well is Peer to Peer lending. The figures on volume of lending done by members of the Peer to Peer Finance Association in Quarter 2 2017 show that businesses are continuing to take advantage of finance from this source.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

SME Banking Review, Business Finance Demand, Dividend Tax Investment Impact – BFB Epsd 132

Posted on: August 12th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

The long awaited final report from the Competition and Markets Authority on the UK banking sector has been released. The recommendations for changes in the way banks interact with small businesses has not been the bombshell many were hoping for. We look at the recommendations and how SMEs could benefit.

Hot on the heels of the recent cut in interest rates designed to boost demand for finance, what is the appetite to borrow money amongst SMEs? We review the findings from a recent EEF survey which reveal that actions from the Bank of England to encourage businesses to borrow may fall on deaf ears.

Business owners were disappointed last year when the government announced changes in the way dividends are taxed (less money in your pocket of course!). A review carried out by accountancy firm Moore Stephens has highlighted a consequence of this change in taxation which could have a negative impact on much needed growth plans.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Small Business Banking Review, Dynamic Discounting, Asset Finance – BFB Epsd 122

Posted on: May 20th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this Business Finance Bulletin, we have review of the proposals coming out of the Competition and Markets Authority report on how banks can improve services provided to its small business customers. The proposals range from enhanced transparency and the creation of a pricing comparison website.

We look at a survey which reveals how procurement managers are tackling late payment by using dynamic discounting to encourage faster payments or even payment up front. We share one way you can take advantage of this strategy.

Latest statistics from the Finance and Leasing Association show strong growth in the asset finance sector which as we report, put the banks to shame.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Business Finance Bulletin No 50: The Rise in Crowdfunding, Banking Review, and SME Worries

Posted on: November 14th, 2014 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the 50th edition of the Business Finance Bulletin Rob Warlow looks back over the last 12 months and how the business finance landscape has changed.

Crowdfunding and peer-to-peer lending is one of the growth areas and Rob reviews a report on the sector undertaken by NESTA which highlights this rapid growth.

Rob also looks at the news of a forthcoming review into the banking sector to be carried out by the Competition and Markets Authority.

What keeps small business owners awake at night is a question posed by the ICAEW and it may not be what you think.

And in the Business Finance Tip of the Week, a clip from a live seminar in which Rob Warlow shares his thoughts on when it’s best to share your Business Plan with the bank.

If you prefer you can also listen to this week’s episode as a podcast and download to your phone. To either listen or download simply click below via our SoundCloud page.

Business Finance Bulletin No 47: Handelsbanken, RBS & P2P, Customer Credit Searches & Cashflow Tips

Posted on: October 24th, 2014 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest Business Finance Bulletin Rob Warlow looks at how Handelsbanken, one of the UK challenger banks, are supporting SMEs by increasing the amount of money they have lent out.

Rob also looks at the news that RBS may be launching its own peer-to-peer or crowdfunding platform at the end of the year. How times are changing!

Banks are still getting their wrists slapped for the flouting the rules with this week’s revelations that HSBC and First Trust Bank have been pulled up by the Competition and Markets Authority.

Rob looks at a recent survey by Experian which reveal that many business owners are not assessing how creditworthy their clients are before giving out credit terms.

And in the Business Finance Tip of the Week, a clip from a live seminar in which Rob shares a strategy on controlling overdue payments.

You can also listen to this week’s Bulletin in audio as a podcast. To listen either click the image below or you can download the episode to your PC or phone via Soundcloud.

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What Our Clients Say

  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects
  • Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.

    Gaz Jabeen | Bollywood Burn Out
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester

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