I hope you found the latest editions of the Business Finance Bulletin ‘Brexit Special’ of interest, particularly the five steps you can take to future-proof your business.

In case you missed it you can view it again here:

‘Business Finance Bulletin: The Brexit Special’

One question I was asked last week was whether banks and other lenders are still lending and the answer is simple… yes.

The events of the last two weeks are not a re-run of 2008 and so whilst business investment plans may be under review (as I discussed in the Bulletin), finance is still very much available.

If you have an idea and the only piece of the jigsaw puzzle that’s missing is finance, your options include:

• Commercial mortgages for property purchase
• Short term loans to boost cashflow
• Asset finance to purchase vehicles, plant or equipment
• Crowdfunding for loans up to five years
• … and other finance facilities

Accessing finance is down to planning. That means searching the right finance option for you in good time, preparing a proposal document or Business Plan and ensuring that your financial information is up to date.

Do all this and you’re well placed to get the finance you need.

Of course, if you want to chat through the options available to you, the BLS team will be more than happy to speak to you, just drop us a line or give us a call.

This episode of the Business Finance Bulletin is a ‘Brexit Special’. Following the decision to exit the EU we look at what impact Brexit could have on UK small businesses.

As explained in this Bulletin, Rob Warlow from Business Loan Services highlights three potential Brexit impacts which could affect your profitability.

Having looked at the negative impacts, what actions can you take to soften the blows? Rob shares five key actions you can take to mitigate the Brexit risks as we enter a potentially difficult time in terms of the UK economy.

Get your pen and paper ready!

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Crowdfunding is a quick and flexible way to raise business finance and fund your growth plans.

Here’s a brief overview on how crowdfunding could help you.

If you want to know how we can help with your crowdfunding finance then drop us a line.

What is a Business Plan? This is a question asked by many business owners who are looking for business finance from their bank. In this clip, Rob Warlow from Business Loan Services shares his thoughts on what a Business Plan is.

When you’re applying for a business loan how do you tackle the topic of past business failures with the bank?

Rob Warlow from Business Loan Services shares his thoughts on what you should say to the bank.

Getting a business loan will involve the bank reviewing your bank statements. But what is the bank looking for?

In this interview Rob Warlow from Business Loan Services explains what a bank can glean about your character just by looking through your bank statements.

Here’s an interesting studio discussion on finance options for growing businesses. Running your own business can be hugely rewarding, but also hugely challenging with a multitude of issues to keep on top of and in this discussion there’s a look at the different types of finance available and tips on how to access them.

The panel includes representatives from Santander, Funding Circle and Enterprise Ventures.

How a bank assesses a business finance request can be a mystery to many business owners. What is it exactly is it that a bank wants to see and what goes into the review process?

In this episode of the Business Finance Bulletin Xtra podcast Rob Warlow talks about the key points banks look for in order to relay that all too elusive ‘yes’.

Rob also shares a checklist that bankers use in order to ensure all the relevant issues are covered. The checklist comes in the form of a mnemonic CAMPARI and in this interview he goes through each part which will provide you with a deeper understanding of what banks are looking for.

You can listen in here and also download the podcast to your phone

You can also subscribe to our itunes channel and you’ll find this episode listed there.

If you have missed the other three interviews in this special series you can find details here:

Business Finance Bulletin Xtra: How to Write an Effective Business Plan

Business Finance Bulletin Xtra: Business Plans for Raising Finance

Business Finance Bulletin Xtra: 7 Reasons Why Your Bank Would Say No

Why has your bank said ‘no’ to your business finance request? In this third of four special Business Finance Bulletin Xtra podcasts, BLS’ Rob Warlow discusses the 7 reasons why your bank could have said ‘no’.

Listen in below, or download if for later listening, so you don’t fall into these traps when you are looking to raise business finance.

You can also check out this podcast on our Business Finance Bulletin itunes channel.

Do you really need a Business Plan?

In this edition of the Business Finance Bulletin Xtra Rob Warlow from Business Loan Services talks about the importance of having a business plan when it comes to applying for business finance.

But as Rob discusses a business plan also has benefits outside of raising finance.

Listen into this interview by clicking below, or you can download the podcast from our Soundcloud channel or subscribing to our itunes channel.