Kicking off the latest Business Finance Bulletin, with businesses now in receipt of CBILS and Bounce Back Loans, what can you do with the cash? We look at one use you should think very carefully about before pushing the button.

Naturally, business confidence has taken a hit over the last few months. I discuss how confidence levels are faring and review a survey from Aldermore Bank on the impact on business income since the lockdown.

To close, our regular look at the CBILS and Bounce Back Loan statistics. How many businesses have taken advantage of this government support scheme?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Google, Spotify, Stitcher or itunes channel.

We open this Bulletin with an update on the CBILS performance. How are the accredited lenders doing in terms of getting money out to businesses in need of support? Will the launch of the Bounce Back Loans help those businesses which failed to access funding under CBILS?

We look at surveys carried out by Lloyds Bank and Hitachi Capital Business Finance which, not surprisingly, reveal that business confidence has taken a severe knock over the last two months.

To close, on a positive note The Pitch, the start up competition organiser, finds that some people are now turning their thoughts to starting a business.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

To open this week’s Bulletin, we look at the knock-on effect of changes to the Coronavirus Business Interruption Loan Scheme and general lender reaction to the crisis which has jointly led to a fall in the availability of finance.

Evidence is now emerging of the impact the virus is having on businesses. We review a report from the British Chambers of Commerce which reveals reduced confidence and the limited level of cash reserves businesses have set aside to cover expenses.

To close, news of a grant scheme established by The Princes Trust and Nat West to specifically help young entrepreneurs meet costs and invest in new equipment.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

A positive start to this week’s Business Finance Bulletin with news from Lloyds Bank in their monthly Business Barometer survey that business confidence is on the rise. What are business owner’s view on the impact of Brexit though?

We look at the announcement from Barclays of the launch of a loan cashback scheme with support from the British Business Bank. The cashback is a nice bonus for businesses looking to expand via funding.

To close, less positive news with a look at how many businesses entered some form of insolvency in 2019. The figures from the Insolvency Service do feature a glimmer of hope for 2020.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

To open our final Bulletin of 2019, a fitting close to this season with a look at the possible return of certainly following the Election result. Will the parliamentary majority be enough to overturn the feeling of uncertainty which has dominated the last 12 months?

Challenger banks are often at the leading edge when it comes to innovation and in terms of linking up with 3rd small business service providers that’s no exception. We look at announcements from Metro Bank and Starling Bank of partnerships available to their SME customers designed to improve efficiencies and access specialised services.

To wrap up our last episode for 2019, some good news on late payment. We review a new survey from MarketFinance which reveals that 2019 saw an improvement in late payment practices, lessening the cashflow strain for many small businesses.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Kicking off our latest Bulletin we review a survey from Xero, the online accounting software provider, which reports that despite many small business owners feeling despondent about their circumstances, the 20 years will see a significant, positive change.

With the High Street banks not known for delivering competitive foreign exchange services, we look at the announcement from cashflow finance provider Just Cashflow of the launch of its own foreign exchange offering.

To close, news from Pay UK that one day in the first week of December saw them handle the highest daily volume of automated payments. Are we finally seeing the demise of the cheque?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Opening this week’s Bulletin, a surprising continuation in the rise in business confidence despite the looming general election and Brexit limbo. However, another survey reveals that the feeling of uncertainty still prevails, especially among younger businesses.

With approximately £382b held on current accounts and low interest deposit accounts, findings from Aldermore Bank exposes how much businesses are losing out by not maximising deposit account returns.

To wrap up this episode, a look at how small businesses are still limiting their borrowing appetite as revealed in the latest Bank of England bank lending figures.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

To kick off our latest Bulletin, we look at a host of enhancements and 3rd party collaborations announced by Xero, the online accounting software provider. The partnerships are aimed at further streamlining the way small businesses manage their finances.

A survey from the Federation of Small Businesses reveals the different experiences sole traders have in borrowing money compared to the wider small business community. Why would lenders treat sole traders differently?

To wrap up this Bulletin, a review of current business confidence levels, which according to a recent survey from Lloyds Bank has bounced back in October. How long will that last?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Are we in a recession? That’s question on many business owners and commentator’s minds. Based on the findings from a host of recent surveys and our client’s feedback, it certainly feels like it for many sectors. What can you do to keep on track?

One type of business model that continues to do well are Franchises. Following a visit to the National Franchise Exhibition we take a look at why banks favour lending to this type of business.

To close this Bulletin, news from Hitachi Capital Business Finance of the launch of its Smart Funding finance solution. One unique feature of the finance package is its flexible repayment terms, ideal for businesses with seasonal cashflow.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.

Many individuals and small businesses have fallen victim to Authorised Push Payment scams. APPs are they are commonly referred to is where people are tricked into sending money to scammer’s bank account. To open this week’s Bulletin, we look at a new voluntary code 8 banks have signed up to which promises to refund lost money to victims.

Worrying times for the crowdfunding sector with news that property purchase and development crowdfunder Lendy has fallen into Administration. We look at the numbers behind the collapse.

To close, a review of a surprising survey from Lloyds Bank as part of their regular Business Barometer series, which reveals that business confidence has increased for the first time in many months. Is this merely a temporary blip?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.