Posts Tagged ‘Rob Warlow’

FSB Funding Platform, Zombie Businesses and Asset Finance Usage – BFB Epsd 197

Posted on: January 14th, 2018 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Some businesses when looking for finance can get overwhelmed by the choices and process of applying for funding. If you are an FSB member, then help is at hand with the launch of the FSB Funding Platform which is designed to help its members efficiently search for finance.

Despite the prevailing uncertainty about consumer demand and the state of the economy, a report from R3, the business turnaround and insolvency specialists, reveals that the number of zombie businesses is in decline. What are zombie businesses and why are their numbers falling?

Asset Finance as a way of funding the purchase of equipment has seen a boom over recent years. However, the latest statistics from the Finance and Leasing Association show that use of Asset Finance is leveling off. We look at why that is.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

What is Open Banking? – BFB Episode 196

Posted on: January 6th, 2018 by blsuser1 No Comments Tags: , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

It’s very likely that you may not have heard of Open Banking. If you haven’t then the chances are that you will over the coming weeks and months.

It’s rare that we devote a whole episode to one topic, but Open Banking has the capacity over time to revolutionise the way you and your business manage your finances.

In the Bulletin we look at what Open Banking is; why it was introduced and what the future holds in how it will open up competition to make sure you get the very best finance deals.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Arranging an Overdraft, Lloyds Overdraft Charges and Asset Finance Usage – BFB Epsd 195

Posted on: December 16th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Regular feedback we have from Business Loan Services clients is how difficult it can sometimes be to arrange an overdraft limit. Iwoca, the short-term loan provider, recently undertook a mystery shopping expedition to see how challenging it can be! In this Bulletin we see how they got on and share 3 tips if you’re looking for an overdraft.

Staying with the subject of overdrafts, Lloyds Bank has announced a revision of its overdraft charging structure. We look at the changes and how it’s decision to simplify the cost of running an overdraft will make the charge more transparent and easier to understand.

To close, we look at the latest asset finance statistics from the Finance and Leasing Association. The most recent figures show usage of asset finance increased in October, but year-on-year, the growth is less than stellar suggesting that business owners are holding back on investment.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Here is the Iwoca mystery shopping video demonstrating how difficult it can be in getting an overdraft facility.

Business Confidence, Finance Admin Made Easier & Alternative Finance Usage – BFB Epsd 194

Posted on: December 8th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Perhaps it’s no surprise that business confidence is swinging back and forth in reaction to global and local events. That’s the findings from the latest Lloyds Bank Business Barometer report which we review in our latest Bulletin. However, it’s not all doom and gloom with some glimmer of positivity reported!

Managing financial tasks can be a headache for many businesses. This is why Starling Bank, the mobile-only banking channel, have teamed up with an invoice issuing, online solution provider Albert, to streamline invoicing and bank reconciliation. Could it help you reduce time spent on administrative tasks?

To close this Bulletin, we look at the 4th annual report from the Cambridge Centre for Alternative Finance which reveals a continued rise in the use of alternative finance. Who are the businesses tapping into this growing, almost mainstream, form of finance?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Business Exits, Planning in Seasonal Downturns & Small Business Borrowing – BFB Epsd 193

Posted on: December 2nd, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

You would think that when it comes to selling a business, it would be the more mature ones putting up the ‘For Sale’ sign. Latest findings from Barclays Bank in their Entrepreneur’s Index report reveal that more younger businesses than ever before are being sold.

As we approach the year-end many business owners will find themselves with time on their hands as the seasonal slowdown kicks in. In a new survey, Lloyds Bank asked business owners what they will do during this quiet period. Do they spend time planning or kick back and do nothing?

To close the Bulletin, we look at the latest small business bank lending figures from UK Finance. The trend of a slowdown in an appetite to borrow and a build up in cash deposits still continues.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Avoiding Online Fraud, EFG Boosts Economy and Ambitious Entrepreneurs – BFB Epsd 192

Posted on: November 25th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

With one of the busiest online shopping periods looming it can be easy to get caught out by online fraudsters. What can you do to ensure you and your business doesn’t lose out financially and give confidence to people visiting your website?

In previous Bulletins we have looked at the Enterprise Finance Guarantee Scheme. New research from London Economics has revealed how businesses accessing this loan scheme have grown more than those which haven’t. Could you use this Scheme if you want to grow your business but struggling to access finance?

Whilst many business owners want to avoid getting in to more debt, there are some entrepreneurs who have ambitions to borrow significant sums. Who are these ambitious tycoons and how big are their borrowing plans?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Virgin Money SME Banking, Innovate UK Funding & Asset Finance Slowdown – BFB Epsd 191

Posted on: November 17th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Competition in the provision of banking services is set to hot up in 2018 with the announcement from Virgin Money that it is to start offering banking products to small businesses. What can we expect from a business that has a record of shaking up industries?

Companies involved in developing innovative products or services often find it difficult to obtain finance. We take a look at a new £50 million loan fund offered by Innovate UK to support businesses in need of finance to get innovative products or services out in the market place.

In previous Bulletins we have looked at how the growth in usage of Asset Finance facilities has outstripped supported provided by banks. However, the latest statistics from the Finance and Leasing Association reveal a surprising fall in the amount of new asset finance business written.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Zombie Businesses, Sourcing Alternative Finance and Finding Angel Investors – BFB Epsd 190

Posted on: November 11th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

A scary start to our latest Bulletin with a look at zombie businesses! According to a recent survey from Begbies Traynor, zombie businesses are on the rise. What are they and how can you avoid doing business with them?

Entrepreneurial age gaps often lead to different views in business and finance is no different. We look at findings from Worldpay which highlights the difference between younger and older generation entrepreneurs when it comes to sourcing and accessing alternative finance.

If you’re setting up a niche business or running a high-growth enterprise, equity is one popular avenue of funding. But how do you find Angel Investors for example? We share news of a service launched by the UK Business Angels Association designed to help businesses and investors find each other.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Interest Rates, Marketinvoice Business Loans & Enterprise Finance Guarantee Scheme – BFB Epsd 189

Posted on: November 4th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Not unexpectedly, after 10 years the Bank of England has increased the cost of borrowing. In our latest Bulletin we look at how this increase will affect both business borrowers and savers.

Marketinvoice, the online invoice discounter, has launched an unsecured business loan product bringing another option to those businesses in need of a short term loan. We review how it works and which businesses are eligible to apply.

The Enterprise Finance Guarantee Scheme, a little known finance product offered by the High Street banks, has hit a new milestone. The scheme, overseen by the British Business Bank, can help those businesses with a viable proposition but lacking in security. Could it help you?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Lloyds Asset Finance Fund, Business Borrowing Appetite & Reporting Fraud – BFB Epsd 188

Posted on: October 28th, 2017 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Preserving working capital is crucial to ensure you don’t run out of cash. If need to buy assets such as plant and machinery, then using an Asset Finance facility is one option. Recognising the importance of keeping cash within the business, we start our Bulletin with an announcement from Lloyds Bank of the launch of their new Asset Finance fund.

With retail sales slowing down we look at how businesses are becoming increasingly cautious about borrowing money. The latest statistics from UK Finance reveal a contraction in borrowing but an increase in the amount of cash held in bank accounts.

Have you ever been a victim of online fraud? A survey from Barclays discovers how many frauds are never reported to the banks or authorities. What can you do to prevent falling foul of online fraudsters and whom can you report it to?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

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What Our Clients Say

  • Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.

    Shayne Yates | Welsh Government Regional Centre Service Mid Wales
  • Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.

    Gaz Jabeen | Bollywood Burn Out
  • Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.

    Angela Holloman-Coombes | Connective HR
  • I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.

    Max Cooper of Manchester
  • Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!

    Kay Hyde | Hyde & Hyde Architects

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