Raising finance to grow your business is not about today, it is about tomorrow. The right finance package can be a positive force within your business, one which can be used to propel your business forward.
Building a bigger, better future… that’s what we do
When you’re looking for finance to grow, a lender will want to see a well constructed Business Plan. A great Plan sets out a clear vision for the future, a future in which you soar above your competition.
Helping business owners soar… that’s what we do.
The whole process of raising finance can be a distraction and divert your attention away from what’s important. With mounting priorities it’s a case of which one has to wait. Typically raising finance is one task that can grind you down.
Making it happen… that’s what we do
No one wants to stay in the same place; it’s boring and monotonous. Growth is much more exciting but getting to the next level takes money and with it a range of financial options to consider.
Taking your business to the next level… that’s what we do
Crowdfunding is a quick and flexible way to raise business finance and fund your growth plans.
Here’s a brief overview on how crowdfunding could help you.
If you want to know how we can help with your crowdfunding finance then drop us a line.
In this episode of the Business Finance Bulletin, we open with a look at the findings of a survey carried out by alternative finance provider Amicus on the number of businesses getting a ‘no’ from their banks.
Selling shares in a business to raise capital is often extremely low on an entrepreneur’s radar and yet findings from the British Business Bank’s Equity Tracker Report reveal that the amounts invested are on the increase.
When it comes to late payment we often associated the problem with fellow business owners but what about individuals? We take a look at an unexpected reason as to why this category of customers pay late.
As summer approaches, for many small business owners it’s a case of cashflow summertime blues. A survey from Hitachi Capital Invoice Finance reveals that July can be a tricky time for businesses. What can you do to avoid suffering from cashflow blues?
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In this Business Finance Bulletin, we kick off looking at Trade Credit Insurance with news from the Association of British Insurers on how the sector performed in 2015 in respect of the amounts paid out.
The Small Business Enterprise Bill has now been given Royal Assent and we look at what we can expected in terms of tackling late payment.
A survey from Amicus Finance has looked at demand amongst business owners for sources of alternative finance. The findings reinforce the trend that alternative finance is going mainstream
In the Business Finance Tip of the Week three tips on how to choose the right Accountant for you and your business.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In the latest episode of the Business Finance Bulletin, news from Santander on its collaboration with online lending platform Kabbage. The alliance will allow Santander’s small business customers to apply for loans online to speed up the lending process and is a nod to the success of the online lending revolution.
The government’s plan to help alternative finance providers has been boosted by banks now being required to share borrower credit information with three credit reference agencies. This increased transparency will allow alternative lenders to make more informed decisions when supporting small businesses.
The asset-based finance industry continues to go from strength to strength with the latest figures from the Asset Based Finance Association showing continued growth in 2015.
In the Business Finance Tip of the Week, why you should be negotiating with your suppliers to ensure you get the best deal and tips from negotiation expert Derek Arden on negotiating with your bank.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In the latest episode of the Business Finance Bulletin Rob Warlow examines findings by R3 of the impact insolvency can have on small businesses which are left with outstanding payments and little hope of recovery.
2015 saw the crowdfunding sector reach new highs. Rob looks at highlights from Funding Circle and Crowdcube and also two industry pioneers who were recognised in the New Years Honours list.
Invoice fraud – have you been affected? If you’re luckily enough not to have fallen victim Rob shares news of a service now being offered by Experian to help combat this growing scam. Rob also chats with Damon Rands, a cyber security specialist, where he shares tips on how to protect your business.
The Business Finance Tip of the Week focuses on the importance of separating your personal and business finance dealings.
If you prefer to listen to the podcast version you can tune in below or download via our Soundcloud, itunes or Stitcher channels.
In this last episode of the Business Finance Bulletin for 2015 Rob Warlow looks back over the key business finance news in 2015.
Rob reflects on 2015 being the year when improved business confidence took hold with more business owners than ever feeling positive about the future.
How did the High Street bank perform in 2015 when it came to supporting small businesses? Rob takes a look at the banks’ attitude towards businesses and how the year saw banks forging alliances with providers of alternative finance such as Funding Circle and Assetz Capital.
Staying with the alternative finance scene 2015 was the year which witnessed new highs and greater level of awareness amongst business owners of crowdfunding and other sources of finance.
2015 was also the year when new legislation was introduced to help businesses tackle late payment and for banks to pass on introductions to lending platforms where the bank can’t assist.
If you prefer to listen to the podcast version you can listen in below or download via our Soundcloud, itunes or Stitcher channel.
In the latest episode of the Business Finance Bulletin Rob Warlow reviews the recent Entrepreneur’s Index survey released by Barclays Bank and the Regional Growth Fund. As well as looking at the UK business scene the report focuses on High Growth businesses.
Turning to growth finance raised via equity crowdfunding a new report issued by Altfi poses the question of how businesses have fared in raising equity by this method. The ‘Where Are They Now? Report reveals some interesting findings on the benefits of equity crowdfunding.
Staying with alternative finance Rob looks at study by GLI Finance and Cambridge University Centre of Alternative Finance which states that there a significant funding gap faced by SMEs which are unaware about sources of alternative finance.
If you’re suffering from cash flow problems Rob takes a looks at a product from Just Cashflow called BusinessPlus Mastercard which is designed to ease the cash crunch which SMEs typically face.
And in the Business Tip of the Week…. invest, don’t spend!
If you prefer to listen to the podcast version click below or visit our Soundcloud or itunes channel.
In this episode of the Business Finance Bulletin Rob Warlow reviews peer to peer lender Folk 2 Folk and how they won the recent accolade of Best Lending Platform for Small Businesses.
High growth, or scale ups are they are sometimes referred as, are gaining attention in terms of the support and finance they need to meet their potential. We look at the announcement from Barclays Bank of its recent creation of a High Growth and Entrepreneur unit designed to support high growth businesses.
Turning back to the crowdfunding world, news of two more local councils joining Funding Circle as lenders to provide financial support to small businesses in their area. These two councils join the growing number of councils providing finance on the Funding Circle platform.
In the Business Finance Tip of the Week Rob continues his occasional mini-series looking at how you can calculate and use key ratios from your Profit and Loss and Balance Sheet to spot areas of improvement. In this episode Rob looks at calculating your Creditor Payment Days, or how long on average it takes you to pay your creditors – a potential red flag to your bank!
If you prefer to listen to the podcast version click below or download it via our Soundcloud or itunes channel.
In this episode of the Business Finance Bulletin Rob Warlow looks at the findings of the Competition and Market Authority review into the UK banking sector and its recommendations for easier SME banking.
What’s the difference in attitude towards alternative finance between relatively young businesses compared to more mature ones? That’s a question posed by Business Banking Insight and their findings suggest that older businesses need to look at alternative sources of finance just as their younger upstarts are.
Rob reviews a survey from crowdfunder FundBird on businesses appetite to borrow and what they are financing if they are successful in obtaining funding.
Staying with crowdfunding Rob looks at the news from Funding Circle of its entry into the European market with the acquisition of the German crowdfunding platform ZenCap.
And in the Business Finance Tip of the Week, a clip from a live seminar in which Rob shares insights into what should be included in a Business Plan written for the bank.
If you prefer to listen to the podcast version you can click below or download via our SoundCloud or itunes channel.
In this week’s episode of the Business Finance Bulletin finally some good news on late payment with the announcement from Tescos of a revision in its payment terms with their small suppliers. Could this be a start of a trend of big businesses listening to concerns around late payment?
Turning to the alternative finance scene news from single invoice discounter Platform Black on reaching a new milestone in terms of finance raised for growing businesses.
Have you ever had a Notice to Close your bank account? It can happen and Rob explains what you can do about it.
With the government keen to ensure finance companies are lending there’s news of a line of funding being granted by the British Business Bank to leasing and asset finance provider Hitachi Capital.
And in the Business Finance Tip of the Week a clip from a live seminar in which Rob shares his thoughts on the importance of knowing what your credit report reveals about you.
You can also listen to and download the podcast version of this Bulletin via our Soundcloud and itunes channel or listen in now by clicking below
Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!
Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.
Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.
Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.
I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.