In this week’s episode of the Business Finance Bulletin I look at the news that Paypal is launching its Working Capital programme in the UK to provide its clients with access to business loans. So if you’re a PayPal merchant this is for you!

The alternative finance continues to grow with news from AlternativeBusinessFunding that it has brought new alternative lender partners on board.

I also look at a survey from Beggies Traynor on small business investment plans and news from the Competition and Markets Authority about its plans to undertake a full review of the UK SME banking market.

The Business Finance Tip of the Week is taken from a live seminar I delivered for the ACCA on access to finance. In this clip I look at one source of finance which tends to remain hidden in the business… stock.

Thanks for watching and enjoy!

In this week’s Business Finance Bulletin I look at how small businesses continue to suffer from cashflow problems due to late payments. Surveys from the Asset Based Finance Association and BACS reveal the extent to which SMEs are being held back by late payment… find out how.

Poor cashflow has led to businesses falling behind in VAT repayments; with insights from specialist finance lender LDF showing how overdue VAT is on the up, this is one example of the impact of late payment.

In its quest to improve access to advice and finance I have news on the government’s revamp of its Great Business website and of £10m lent by the British Business Bank to Ratesetter for on-lending to individuals.

In the Business Finance Tip of the Week I have a guest tip from Steve White of Thornbury Collection Services on the excuses businesses trot out when they are overdue on payments.

In the latest episode of the Business Finance Bulletin Rob Warlow examines an issue that keeps many small business owners awake at night… late payment and poor cashflow. Rob looks at a recent survey which reveals how painful the task of chasing late payers can be.

One way to solve cashflow problems is to unlock the cash trapped in a business and Rob shares a relatively new financial solution to this problem which is spot financing.

And in the Business Finance Tip of the Week, a clip from a live seminar Rob delivered at a Kevin Green property and wealth creation weekend hosted in Amsterdam. In this clip Rob talks about raising growth capital via selling equity and how it can benefit a business.

In this episode of the Business Finance Bulletin Rob Warlow looks at a survey from Bibby Financial Services on how business owners are financing their business. Also news about the launch of The Business Finance Guide issued by the ICAEW and the British Business Bank.

If you are thinking about selling equity in your business via crowdfunding then Rob looks at a way of how private investors can join in alongside experienced Angel investors.

And in the Business Finance Tip of the Week Rob has a chat with Steve Taylor, the latest member of the Business Loan Services, in which he shares tips on raising finance.

This is a special edition of the Business Finance Bulletin which was filmed on Wednesday at the 2014 Commercial Finance Expo at the NEC Birmingham.

This annual event is hosted by the National Association of Commercial Finance Brokers and attracts key lenders and commercial finance brokers from across the country.

With the alternative finance scene continually changing I had a chance to chat with the likes of Funding Knight, Lancashire Mortgage Corporation, PensionLedFunding, Pay4 and Funding Circle to find out more about how they are supporting businesses which are in need of finance.

It is good to see that the number of lenders in the market continues to grow so watch this week’s edition to hear what these lenders are up to and how they could possibly help you.

If you want to discuss your particular needs we’d be happy to have a chat – just drop us an email.

I mustn’t forget… a special thanks to BLS team member Steve Taylor for being cameraman for the day!

In this episode of the Business Finance Bulletin Rob Warlow looks at the latest review on the UK banks Loan Appeal Process – how successful are business owners in turning a ‘no’ into a ‘yes’?

Crowdcube, an alternative source of finance, has launched a Mini-Bond scheme and Rob explores how that works and how you could use it in your business.

Banks and crowdfunding platforms are now starting to accept that working together may be the way forward with news that a UK High Street bank has partnered with a leading peer-to-peer lending platform.

And in the Business Finance Tip of the Week Rob talks with Alister Betts of Lucid Ventures on how to get you and your business ready to seek outside investors via selling equity.

In this episode of the Business Finance Bulletin Rob Warlow looks at the booming Asset Finance industry following the latest figures released by the Finance and Leasing Association. Credit Reports are an important part of a bank’s lending assessment process. Rob looks at one bill you should always keep on an eye on – miss this payment and you could dent your credit record.

In the Business Finance Tip of the Week Rob talks with Steve White of Thornbury Collection Services and he shares three quick tips on getting your invoices paid and avoiding late payment and cashflow problems.

In the latest Business Finance Bulletin Rob Warlow takes a look at findings from the SME Finance Monitor which gives an interesting insight into how small businesses are financing themselves. News from the European Central Bank (ECB) on negative interest rates… so how does that work?

And a look at how alternative lender Shawbrook have moved into profit for the first time which is a sign of a maturing of the alternative finance market.

In the Tip of the Week, a clip taken from a Kevin Green Business and Property Training event, Rob shares one question banks ask of themselves when reviewing a business finance request.

Posted on 30.05.2014, by Rob Warlow

In this week’s episode we look at the first quarter figures of the government’s Funding for Lending Scheme (not all good news I’m afraid). Better figures though come from the British Bankers Association first quarter figures on bank lending, which shows a steady increase in bank lending.

A survey from Close Bros Invoice Finance reveals the different types of finance business owners are using and, in another piece of research, a look at how crowdfunding continues to grow at a rapid rate.

The Business Finance Tip of the Week is a clip from a live seminar Rob Warlow did recently in which he shares his thoughts on what to do if your bank has said no… move on!

Posted on 23.05.2014, by Rob Warlow

In the latest Business Finance Bulletin which is out today I examine the growth in the number of crowdfunding platforms over the last 12 months… a growing choice from which to choose. The increase in crowdfunders is also highlighted by the increasing amount being lent out each month by these platforms.

In terms of more traditional lenders, I look at the news that relative newcomer Metro Bank has announced it is now offering a range of services to small businesses.

Banks are keen to lend to businesses with a strong, positive reputation and I had the pleasure to talk this week with reputation and media expert Alan Stevens on how to manage your reputation. In this short interview Alan gives us some tips on managing your reputation online.

And in the Tip of the Week, which i recorded earlier in the week at a seminar I was presenting at, I look at the purpose of your finance request – will you be spending it right?