Posts Tagged ‘stock turnover ratio’

Asset Finance Boom, Stock and Cashflow, and More to do on Late Payment – BFB Epsd 147

Posted on: November 25th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

Whilst bank lending to businesses is slowly on the up, in this Business Finance Bulletin we look at the latest statistics from the Finance and Leasing Association which reveal that the Asset Finance sector is on a roll.

Carrying too much stock can tie up cashflow which can be better employed within the business. We look at research from the Asset Based Finance Association which highlights exactly how much cash SMEs have invested in unsold stock.

Another drain on cashflow is of course late payment. A new report from the Federation of Small Businesses is calling for more action on tackling the late payment endemic.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

Funding Circle & The EIB, Asset Finance, Managing Your Working Capital – BFB Epsd 127

Posted on: June 24th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this Business Finance Bulletin episode, we start off with news from Funding Circle of a £100m facility from the European Investment Bank for onward lending to UK small businesses. The facility will sit alongside an investment to be made by Funding Circle’s SME Income Fund.

Another growing source of alternative finance is that of asset finance. We look at the latest figures from the Asset Based Finance Association which reveal that facilities extended to small businesses over the last 12 months have dramatically increased.

Cash is the lifeblood of all businesses and a survey from audit and taxation consultants RSM has found that businesses can release cash trapped in their business by better management of day-to-day working capital. I share one key working capital component where cash can often get stuck. In the Bulletin I also reference another video in which I share how you can calculate your Stock Turnover Ratio – a useful tool to spot when your stock is getting ‘stuck’.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

The Budget & Small Business Finance, Just Cashflow, Crowdfunding Awareness – BFB Epsd 113

Posted on: March 18th, 2016 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In this episode of the Business Finance Bulletin a look at the announcements in this week’s Budget focusing on small business finance issues. There’s news of a fund for growing businesses, Help to Grow, an extension of the Enterprise Finance Guarantee programme and a further step forward in the launch of the Bank Referral Scheme.

When comes to dealing with finances time is also short and that’s why clients of alternative lender Just Cashflow can now benefit from the launch of a new mobile app. We take a look at how it can help time-stretched business owners.

Concluding our look at the findings from the latest SME Finance Monitor report we review small businesses attitude to debt and awareness levels of alternative funding sources such as crowdfunding.

In the Business Finance Tip of the Week a signpost to a video on how to calculate and use the Stock Turnover Ratio to improve your stock management and boost your cash position.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

How to Calculate Your Stock Turnover Ratio

Posted on: March 9th, 2016 by blsuser1 No Comments Tags: , ,
Posted in Business Finance Tips

Here is another video in a series looking at how to use ratios taken from your Annual Accounts to improve the financial performance of your business.

In this latest video Rob Warlow shares how calculating a Stock Turnover ratio will highlight the time it takes on average to turn-over or sell your stock. Holding on to stock for too long can damage your cashflow so you need to the tools to highlight any potential problems.

In this video Rob takes you through the steps on how to calculate and use this ratio.

You can also learn how to calculate and use a Debtor Collection Ratio and a Creditor Payment Ratio in these two vidoes

Business Finance Bulletin Episode 95: Market Invoice, Business Confidence, Sources of Finance & Crowdfunding

Posted on: October 30th, 2015 by blsuser1 No Comments Tags: , , , , , , , , , , , , , , , , , , , ,
Posted in Business Finance Bulletin

In the latest episode of the Business Finance Bulletin Rob Warlow looks at a new product launched by Market Invoice, the online invoice discounting provider. The new product called Contract Finance will help businesses release previously locked-up cash from contracts delivering regular income.

According to a survey from Bibby Financial Services business confidence amongst SMEs has taken a dent and bucked the recent trend of a rise in more confident businesses. Why is this?

Rob reveals the sources of finance business owners are turning to as featured in a survey carried out by Santander Corporate and Commercial Banking. Which source is proving surprisingly popular?

In the crowdfunding world, the latest lending figures from the P2P Finance Association show that its members are reaching new highs in their support of growing businesses. Rob looks at how SMEs are benefiting.

And in the Business Finance Tip of the Week, Rob shares a calculation you can make from your Balance Sheet and Profit and Loss Accounts which can help pinpoint a problem in your stock control.

If you prefer to listen to the podcast version you listen in below or download it via our Soundcloud or itunes channel.

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