Raising finance to grow your business is not about today, it is about tomorrow. The right finance package can be a positive force within your business, one which can be used to propel your business forward.
Building a bigger, better future… that’s what we do
When you’re looking for finance to grow, a lender will want to see a well constructed Business Plan. A great Plan sets out a clear vision for the future, a future in which you soar above your competition.
Helping business owners soar… that’s what we do.
The whole process of raising finance can be a distraction and divert your attention away from what’s important. With mounting priorities it’s a case of which one has to wait. Typically raising finance is one task that can grind you down.
Making it happen… that’s what we do
No one wants to stay in the same place; it’s boring and monotonous. Growth is much more exciting but getting to the next level takes money and with it a range of financial options to consider.
Taking your business to the next level… that’s what we do
In this Business Finance Bulletin episode, we start off with news from Funding Circle of a £100m facility from the European Investment Bank for onward lending to UK small businesses. The facility will sit alongside an investment to be made by Funding Circle’s SME Income Fund.
Another growing source of alternative finance is that of asset finance. We look at the latest figures from the Asset Based Finance Association which reveal that facilities extended to small businesses over the last 12 months have dramatically increased.
Cash is the lifeblood of all businesses and a survey from audit and taxation consultants RSM has found that businesses can release cash trapped in their business by better management of day-to-day working capital. I share one key working capital component where cash can often get stuck. In the Bulletin I also reference another video in which I share how you can calculate your Stock Turnover Ratio – a useful tool to spot when your stock is getting ‘stuck’.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In this week’s Business Finance Bulletin news from crowdlender Ratesetter on the formal launch of its small business loan product which, in the pilot stage, has already seen £250m distributed to UK SMEs.
Staying with alternative finance we look at results from Close Bros latest quarterly Business Barometer which reveals that a significant number of businesses believe that alternative finance can help grow their business.
Turning to traditional finance, we have news from Barclays Bank on a new fund to support lending to small businesses in Scotland.
To close we have insights from Max Woodman of Catalyst Finance on how their Selective Invoice Discounting service can help alleviate cashflow problems.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In this episode of the Business Finance Bulletin we start off with findings from a recent survey carried out by Wesleyan Bank which reveals that a large proportion of small businesses now have an aversion to debt. The report also lists the common sources of finance businesses are turning to.
The Enterprise Finance Guarantee Scheme has been around for a number of years and following a review we look at suggestions made by the British Business Bank on how the scheme can be improved.
Late payment is a big barrier to growth, particularly for small businesses and this fact is highlighted in a new report from the Asset Based Finance Association. The report reveals a significant gap in experiences between small and large businesses.
We also take a look at a new app launched by Nat West designed to help its small businesses gain a better understanding of borrowing options.
In the Business Finance Tip of the Week, a question you should ask yourself before you go looking for finance.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In this Business Finance Bulletin how has the crowdfunding and Peer to Peer lending sector performed in the first quarter of 2016? The latest figures from the Peer to Peer Finance Association reveal solid growth on the same time last year.
HSBC are the latest bank to pledge increased support to SMEs with the announcement of a pot of cash ready to lend. We also look at HSBC’s online lending application platform to help businesses get quicker answers. Taking a leaf out of the crowdfunder’s book?
What sources of finance are small businesses tapping into and what keeps them awake at night? That’s a question asked by Hitachi Capital in its recent small business survey. The answer to the cause of sleepless nights may not be a surprise.
In the Business Finance Tip of the Week, when a bank says it’s for ‘KYC purposes’, what does it mean?
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In this episode of the Business Finance Bulletin a look at Atom Bank, a new online-only bank which has announced that it is now targeting small businesses following approval of its SME lending service.
Back to the traditional High Street banks, Lloyds Bank has announced the launch of it 2016 SME Charter. Their pledges include support for new businesses wishing to start exporting and targets in terms of lending to small businesses.
Recent Bulletins have featured surveys reporting that small business confidence is on the wane but in this Bulletin we share positive findings from the latest Bibby Financial Services SME Confidence Tracker, which counter previous negativity.
In the Business Finance Tip of the Week, we look at what overtrading is and how you can tackle it.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In the latest episode of the Business Finance Bulletin, news from Santander on its collaboration with online lending platform Kabbage. The alliance will allow Santander’s small business customers to apply for loans online to speed up the lending process and is a nod to the success of the online lending revolution.
The government’s plan to help alternative finance providers has been boosted by banks now being required to share borrower credit information with three credit reference agencies. This increased transparency will allow alternative lenders to make more informed decisions when supporting small businesses.
The asset-based finance industry continues to go from strength to strength with the latest figures from the Asset Based Finance Association showing continued growth in 2015.
In the Business Finance Tip of the Week, why you should be negotiating with your suppliers to ensure you get the best deal and tips from negotiation expert Derek Arden on negotiating with your bank.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In the latest episode of the Business Finance Bulletin a look at the latest statistics from the Bank of England on how much money UK businesses are borrowing from banks. Once again it’s small businesses which are coming out on top.
There’s news of a partnership between Barclays Bank and the UK Business Angels Association with the announcement of mentorship and growth advice service for High Growth businesses based in Birmingham.
Efforts to tackle late payment have been high on the UK government’s agenda but in an ironic twist of fate the government is now late in launching a ‘name and shame’ programme promised as part of the Small Business Enterprise Act.
With HMRC looking for every penny it can lay its hands on we share a warning from accountancy firm UHY Hacker Young that small businesses are vulnerable to coming under HMRC scrutiny.
In the Business Finance Tip of the Week, a question you should ask your bank manager if they have said ‘no’ to your finance request.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In the latest episode of the Business Finance Bulletin we review the most recent quarterly survey from the Federation of Small Businesses. The report reveals falling confidence levels amongst SMEs but there’s good news in terms of access to finance with more businesses getting the finance they need.
We have news of another alternative lender, merchant cash advance provider Liberis, which has benefited from the British Business Bank ENABLE programme via a £5m fund to on-lend to growing SMEs.
Businesses in the Greater Manchester area which are exporters or have ambitions to export can now take advantage of a new £9.5m fund. We take a look at how the Greater Manchester Export Fund works.
In the Business Finance Tip of the Week a chat with Steve White of Thornbury Collections in which he shares the strangest late payment excuse he’s ever heard and general tips on managing late payment.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
In this episode of the Business Finance Bulletin a look at the announcements in this week’s Budget focusing on small business finance issues. There’s news of a fund for growing businesses, Help to Grow, an extension of the Enterprise Finance Guarantee programme and a further step forward in the launch of the Bank Referral Scheme.
When comes to dealing with finances time is also short and that’s why clients of alternative lender Just Cashflow can now benefit from the launch of a new mobile app. We take a look at how it can help time-stretched business owners.
Concluding our look at the findings from the latest SME Finance Monitor report we review small businesses attitude to debt and awareness levels of alternative funding sources such as crowdfunding.
In the Business Finance Tip of the Week a signpost to a video on how to calculate and use the Stock Turnover Ratio to improve your stock management and boost your cash position.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.
Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.
I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.
Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.
Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.
Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!