In the latest episode of the Business Finance Bulletin we look at the continued fall-out from the Brexit vote; how the Bank of England have taken actions to boost bank lending and lender’s appetite to support UK small businesses.

We review the latest quarterly Small Business Index survey released by the Federation for Small Businesses which, although prepared before the EU Referendum, indicates that business confidence was already slipping.

Does late payment have an impact on productivity? The answer is revealed in a survey carried out by Xero, the online accounting software provider, which also reports on how many days per month business owners spend on chasing late payers. What a waste.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

This episode of the Business Finance Bulletin is a ‘Brexit Special’. Following the decision to exit the EU we look at what impact Brexit could have on UK small businesses.

As explained in this Bulletin, Rob Warlow from Business Loan Services highlights three potential Brexit impacts which could affect your profitability.

Having looked at the negative impacts, what actions can you take to soften the blows? Rob shares five key actions you can take to mitigate the Brexit risks as we enter a potentially difficult time in terms of the UK economy.

Get your pen and paper ready!

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

In this Business Finance Bulletin episode, we start off with news from Funding Circle of a £100m facility from the European Investment Bank for onward lending to UK small businesses. The facility will sit alongside an investment to be made by Funding Circle’s SME Income Fund.

Another growing source of alternative finance is that of asset finance. We look at the latest figures from the Asset Based Finance Association which reveal that facilities extended to small businesses over the last 12 months have dramatically increased.

Cash is the lifeblood of all businesses and a survey from audit and taxation consultants RSM has found that businesses can release cash trapped in their business by better management of day-to-day working capital. I share one key working capital component where cash can often get stuck. In the Bulletin I also reference another video in which I share how you can calculate your Stock Turnover Ratio – a useful tool to spot when your stock is getting ‘stuck’.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

In this week’s Business Finance Bulletin news from crowdlender Ratesetter on the formal launch of its small business loan product which, in the pilot stage, has already seen £250m distributed to UK SMEs.

Staying with alternative finance we look at results from Close Bros latest quarterly Business Barometer which reveals that a significant number of businesses believe that alternative finance can help grow their business.

Turning to traditional finance, we have news from Barclays Bank on a new fund to support lending to small businesses in Scotland.

To close we have insights from Max Woodman of Catalyst Finance on how their Selective Invoice Discounting service can help alleviate cashflow problems.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

We start off this Bulletin with a look at a record-breaking crowdfunding equity campaign via Crowdcube for children’s pre-paid debit card provider, Go Henry. The amount raised, which was twice the sum originally planned for, has sparked a debate about the maximum amounts which can be raised via crowdfunding platforms.

Turning to debt crowdfunding, we have news from South West based lender, Folk2Folk, which has passed a new milestone in terms of money lent.

New research from NESTA, the innovation foundation, reveals that unlike businesses, the charitable sector is not taking full advantages of the benefits which come from raising money via crowdfunding. We look at what the barriers and benefits are of using this form of fundraising.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

In this episode of the Business Finance Bulletin, we open with a look at the findings of a survey carried out by alternative finance provider Amicus on the number of businesses getting a ‘no’ from their banks.

Selling shares in a business to raise capital is often extremely low on an entrepreneur’s radar and yet findings from the British Business Bank’s Equity Tracker Report reveal that the amounts invested are on the increase.

When it comes to late payment we often associated the problem with fellow business owners but what about individuals? We take a look at an unexpected reason as to why this category of customers pay late.

As summer approaches, for many small business owners it’s a case of cashflow summertime blues. A survey from Hitachi Capital Invoice Finance reveals that July can be a tricky time for businesses. What can you do to avoid suffering from cashflow blues?

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

What is a Business Plan? This is a question asked by many business owners who are looking for business finance from their bank. In this clip, Rob Warlow from Business Loan Services shares his thoughts on what a Business Plan is.

In this Business Finance Bulletin, a look at the launch of the British Business Bank’s ‘Help to Grow’ scheme with £30m of loans being channelled through Lloyds Bank aimed at helping high growth and innovative firms.

New research from UHY Hacker Young has revealed how small businesses are taking a disproportionately high share of fines imposed by HMRC compared to their larger counterparts. We take a look at why that is.

It’s important you know what’s contained in your Credit Report and yet according to a recent survey carried out by Which, a large number of people have never looked at their report. We explain why you should do so when it comes to borrowing money.

And to close we have news from the Royal Bank of Scotland on how it’s going to signpost businesses it can’t help to alternative lenders via its new Capital Connections platform. It’s all part of the government’s drive to encourage banks to offer alternative lenders if they say ‘no’.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

In this Business Finance Bulletin, we have review of the proposals coming out of the Competition and Markets Authority report on how banks can improve services provided to its small business customers. The proposals range from enhanced transparency and the creation of a pricing comparison website.

We look at a survey which reveals how procurement managers are tackling late payment by using dynamic discounting to encourage faster payments or even payment up front. We share one way you can take advantage of this strategy.

Latest statistics from the Finance and Leasing Association show strong growth in the asset finance sector which as we report, put the banks to shame.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.

In this latest Business Finance Bulletin, we take a look at a recent survey from Zurich Insurance on small business owner’s attitude to the risks they currently face. Whilst you can expect it makes slightly depressing listening to there is some good news as well.

Turning to business confidence generally findings from Aldermore Bank reveal that all is not doom and gloom amongst UK entrepreneurs with a lot of positively for the medium term.

We also take our monthly look at what banks are up to in terms of lending following release of the Bank of England’s latest bank lending statistics.

In the Business Finance Tip of the Week why, when it comes to raising finance, forewarned is forearmed.

If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Stitcher or itunes channel.