In this episode of the Business Finance Bulletin Rob Warlow shares details of a new service launched by Aldermore Bank aimed at helping temporary recruitment agencies overcome problems with administration and more importantly cashflow.

More evidence is coming out that business confidence appears to be taking a hit. Rob looks at the latest CBI SME Trends survey which highlights that total orders for domestic and export focused businesses is showing decline.
Turning to bank lending to SMEs Rob reviews statistics released by the Bank of England which reveal that businesses are getting increased support from the banks.

And in the Business Finance Tip of the Week, a clip from an interview in which Rob talks about the importance and usefulness of an Executive Summary when writing a Business Plan for your bank.

If you prefer to listen to the podcast version you can click below or download from our SoundCloud or itunes channel.

In the latest episode of the Business Finance Bulletin Rob Warlow looks at a new product launched by Market Invoice, the online invoice discounting provider. The new product called Contract Finance will help businesses release previously locked-up cash from contracts delivering regular income.

According to a survey from Bibby Financial Services business confidence amongst SMEs has taken a dent and bucked the recent trend of a rise in more confident businesses. Why is this?

Rob reveals the sources of finance business owners are turning to as featured in a survey carried out by Santander Corporate and Commercial Banking. Which source is proving surprisingly popular?

In the crowdfunding world, the latest lending figures from the P2P Finance Association show that its members are reaching new highs in their support of growing businesses. Rob looks at how SMEs are benefiting.

And in the Business Finance Tip of the Week, Rob shares a calculation you can make from your Balance Sheet and Profit and Loss Accounts which can help pinpoint a problem in your stock control.

If you prefer to listen to the podcast version you listen in below or download it via our Soundcloud or itunes channel.

In this episode of the Business Finance Bulletin Rob Warlow looks at the findings of the Competition and Market Authority review into the UK banking sector and its recommendations for easier SME banking.

What’s the difference in attitude towards alternative finance between relatively young businesses compared to more mature ones? That’s a question posed by Business Banking Insight and their findings suggest that older businesses need to look at alternative sources of finance just as their younger upstarts are.

Rob reviews a survey from crowdfunder FundBird on businesses appetite to borrow and what they are financing if they are successful in obtaining funding.

Staying with crowdfunding Rob looks at the news from Funding Circle of its entry into the European market with the acquisition of the German crowdfunding platform ZenCap.

And in the Business Finance Tip of the Week, a clip from a live seminar in which Rob shares insights into what should be included in a Business Plan written for the bank.

If you prefer to listen to the podcast version you can click below or download via our SoundCloud or itunes channel.

In the latest episode of the Business Finance Bulletin Rob Warlow shares the latest government figures on the number of businesses operating in the UK. The numbers reveal strong growth in new starts and those businesses employing staff.

Latest figures from the Finance and Leasing Association on the level of new business being written by asset finance providers also show strong growth. Rob looks at one type of asset being financed which is proving popular.

Sufficient working capital can be a constraint for a growing business and Rob looks at a survey focused on what is holding businesses back in terms of finance.

And in the Business Finance Tip of the Week Rob shares a tool you can use to assist in spotting red flags in respect of cashflow. This tool, referred to as a Debtor Collection Ratio is a calculation taken from your Balance Sheet which provides a useful guide as to how long it’s taking you to collect payment from your customers.

If you prefer listening to the podcast version you can click below or download it (and other episodes) from our Soundcloud or itunes page.

In this week’s episode of the Business Finance Bulletin finally some good news on late payment with the announcement from Tescos of a revision in its payment terms with their small suppliers. Could this be a start of a trend of big businesses listening to concerns around late payment?

Turning to the alternative finance scene news from single invoice discounter Platform Black on reaching a new milestone in terms of finance raised for growing businesses.

Have you ever had a Notice to Close your bank account? It can happen and Rob explains what you can do about it.
With the government keen to ensure finance companies are lending there’s news of a line of funding being granted by the British Business Bank to leasing and asset finance provider Hitachi Capital.

And in the Business Finance Tip of the Week a clip from a live seminar in which Rob shares his thoughts on the importance of knowing what your credit report reveals about you.

You can also listen to and download the podcast version of this Bulletin via our Soundcloud and itunes channel or listen in now by clicking below

In the latest episode of the Business Finance Bulletin Rob Warlow looks at a report from Liberis, a finance provider, on the issues growing businesses face particularly in terms of late payment and how you can avoid it.

The Seed Enterprise Investment Scheme is a little known scheme devised to help both start ups and investors make use of attractive tax breaks. Rob shares findings from a review as to how popular the scheme is and looks at the SEIS eligibility criteria.

Turning to crowdfunding, Rob has news from the Centre for Economics and Business Research which predicts that the amount of money accessed through crowdfunding will grow to a significant sum by 2020.

If you’re a VAT registered business you are probably familiar with the challenges of meeting the quarterly demand! Recent figures from finance provider LDF show a large amount of overdue VAT is outstanding to HMRC and in the Business Finance Tip of the Week Rob chats with Liz Maher from Centurion VAT in which she shares tips on managing your VAT risk.

If you prefer to listen via a podcast version you can download via our Soundcloud or itunes channel or listen in below.

In this episode of the weekly Business Finance Bulletin Rob Warlow examines current trends in late payment with news from the Asset Based Finance Association that despite improving economic conditions late payment problems are on the rise.

Continuing on the theme of late payment online accounting provider Crunch has identified within the world of self employment which businesses are best and worst when it comes to chasing payment. Are you one of them?

Locally run business loan funds are a useful source of alternative finance for smaller businesses and Rob looks at one fund run by Staffordshire County Council and the success it has had in supporting local businesses.

In the crowdfunding world Rob shares news from Market Invoice, the online invoice discounting solution, of another round of funding granted to it by the British Business Bank.

Despite a few hiccups lately in terms of growth and business confidence Rob looks at the findings of a survey from American Express Small Business Services which reveals that businesses are reporting strong growth and confidence for the future.

And in the Business Finance Tip of the Week a clip from an interview in which Rob talks about the typical cash contribution you have make to a deal to get your bank on board.

You can also listen to this week’s episode or download to listen to late via clicking below, or by visiting our Soundcloud or itunes channels.

In the latest episode of the Business Finance Bulletin Rob Warlow features ethical business lender Fair Business Loans and how after 10 years focusing on the London market they are spreading their wings to assist SMEs across the UK.

Rob reviews the findings from a recent Institute of Directors report on the Enterprise Investment Scheme and the Seed Enterprise Investment Scheme, which reveal that more needs to be done to raise awareness of how both businesses and private investors can make better use of the schemes .

Turning to crowdfunding Rob shares news of a collaboration between KPMG and crowdfunding platform Invest Den designed to provide support and guidance to those SMEs looking to raise funding.

If you are already using an invoice discounting line Rob looks at a new facility, Liquidity Plus, from Close Bros which potentially can release up to 100% of an invoice; a useful boost if working capital is tight.

And in the Business Finance Tip of the Week a look at the difference between profit and cash!

If you wish to listen to the podcast version click below or you can download it via our SoundCloud or itunes channels.

In this episode of the Business Finance Bulletin Rob Warlow looks at the findings from the latest quarterly SME Finance Monitor report. The report highlights why you should never assume anything when dealing with your bank!

Turning to the asset-based finance sector Rob has news on how this form of finance continues to outpace the banks in terms of support to small businesses.

In the crowdfunding world Rob looks at the announcement from equity crowdfunding platform Crowdcube on a new milestone reached in respect of funds raised.

What are your confidence levels like about where your business is going over the next few months? Find out what business owners said when asked this question by Bibbys Financial Services as part of their regular SME Confidence Tracker.

And in the Business Finance Tip of the Week a clip from a live seminar in which Rob talks about why business owners hate writing business plans.

If you wish to listen to the podcast version (and our other business finance podcasts) tune in below or go to our SoundCloud and itunes channel.

How a bank assesses a business finance request can be a mystery to many business owners. What is it exactly is it that a bank wants to see and what goes into the review process?

In this episode of the Business Finance Bulletin Xtra podcast Rob Warlow talks about the key points banks look for in order to relay that all too elusive ‘yes’.

Rob also shares a checklist that bankers use in order to ensure all the relevant issues are covered. The checklist comes in the form of a mnemonic CAMPARI and in this interview he goes through each part which will provide you with a deeper understanding of what banks are looking for.

You can listen in here and also download the podcast to your phone

You can also subscribe to our itunes channel and you’ll find this episode listed there.

If you have missed the other three interviews in this special series you can find details here:

Business Finance Bulletin Xtra: How to Write an Effective Business Plan

Business Finance Bulletin Xtra: Business Plans for Raising Finance

Business Finance Bulletin Xtra: 7 Reasons Why Your Bank Would Say No