Solving Summer Cashflow Blues
Summer time can hit cashflow hard. Here’s a solution to even out your summer cashflow blues. A Short Term loan can solve a temporary cashflow blip.
Raising finance to grow your business is not about today, it is about tomorrow. The right finance package can be a positive force within your business, one which can be used to propel your business forward.
Building a bigger, better future… that’s what we do
When you’re looking for finance to grow, a lender will want to see a well constructed Business Plan. A great Plan sets out a clear vision for the future, a future in which you soar above your competition.
Helping business owners soar… that’s what we do.
The whole process of raising finance can be a distraction and divert your attention away from what’s important. With mounting priorities it’s a case of which one has to wait. Typically raising finance is one task that can grind you down.
Making it happen… that’s what we do
No one wants to stay in the same place; it’s boring and monotonous. Growth is much more exciting but getting to the next level takes money and with it a range of financial options to consider.
Taking your business to the next level… that’s what we do
Summer time can hit cashflow hard. Here’s a solution to even out your summer cashflow blues. A Short Term loan can solve a temporary cashflow blip.
To open our latest Bulletin, with the new a Prime Minister prepared to enter into a No-Deal Brexit, what impact could this have on raising finance? We look at how some lenders are already starting to tighten their lending criteria. What can you do to prepare?
A survey from Hitachi Capital reveals the mistakes business owners admit to making during their early years in business. Did you make these mistakes and what could you learn about managing your business today?
To close, Starling Bank has announced a change to its business bank account product which will allow more businesses to access this mobile-only banking service.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
To start our latest Business Finance Bulletin, we look at how the British Business Bank continues to support small businesses in need of finance. Their 2019 Annual Report sets out how they are improving access to finance in all regions across the UK.
With late payment being an ever-present feature of managing a small business, news from the Prompt Payment Code about membership suspension for a number of high-profile names due to them not adhering to the voluntary payment code.
To close, we review a joint report from the Small Business Commissioner and Growth Street which considers how small business owners see Open Banking. The findings reveal a higher level of awareness and interest than perhaps expected.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
Whilst you may have ambitions to grow your business there are often barriers put in your way. What are the barriers which businesses face? That’s a question asked by Hitachi Capital in their latest Business Barometer survey series. Do you experience any of these barriers?
Becoming a more sustainable business is increasingly appearing on business radars. However, financing environmentally friendly projects can prevent change. We look at a new range of Green-focused finance packages launched by HSBC.
To close this Bulletin, our monthly look at activity levels in the asset finance sector from the Finance & Leasing Association. As a gauge of how confident businesses are in terms of investment spend, how are businesses feeling?
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
As well as being a barrier to growth, late payment has other negative knock-on implications. To open this Bulletin we take a look at the findings of a survey carried out by Xero and PayPal which reveals that the victims of late payment find themselves unable to pay their own suppliers.
One way of speeding up cashflow is to open an Invoice Discounting facility. To make it easier and to offer greater flexibility than traditional facilities, Nat West has launched its Rapid Cash service. Similar to an overdraft, Rapid Cash provides swift access to cash.
When it comes to investment for growth the FSB has found that small businesses are reluctant to do so in the current climate. Yet businesses are still borrowing but for what purpose?
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
To open our latest Bulletin, we look at a survey from Cambridge and Counties Bank which reveals that unlike other sectors the Buy to Let industry remains confident about the future. Such is the feeling of optimism, the survey finds that many landlords are looking to expand their portfolios.
In terms of lending products being using to fund their businesses, online Invoice Discounting platform MarketInvoice finds that firms are moving away from the old traditional forms of finance. What forms of finance are businesses now accessing?
Occasionally, commercial property buyers can be surprised to learn that the property being purchase is subject to VAT. This can cause an unplanned hit to cashflow. We take a look at a new short-term VAT loan launched by Aldermore Bank to help ease the pain.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
Start ups can find it challenging to raise finance but since 2012 the Start Up Loans Company has filled the gap. We open our latest Bulletin by looking at a new milestone they have reached in terms of loans disbursed to start up businesses.
The government continues to ramp up its focus on tackling the late payment scourge. New measures have been announced by the Small Business Minister to curb the ability of larger businesses to misuse their power when it comes to money owed to small businesses.
To close, a look at the annual Working Capital Index survey from Lloyds Bank which reveals that businesses are continuing to hold onto growing levels of excess working capital. We ask why this should be of concern.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
To open our latest Bulletin a look at a new survey from Menzies LLP which sheds light on how small businesses feel about their larger counterparts. Whilst there may be disadvantages to being small, the survey reveals several positives when it comes to competition.
We take our monthly look at activity levels in the Asset Finance sector which highlights how the volumes of business being transacted contrasts with that seen in the High Street banks.
To close, news from FreeAgent, the cloud accounting software provider, that it has signed up to Open Banking. We look at how this will prove beneficial to the nine banks within the Open Banking regime.
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
In order to boost exports, we open our latest Bulletin by looking at a new range of advice and financial support being provided by UK Export Finance. The new support packages are particularly designed to encourage small businesses to become first-time exporters.
The Financial Conduct Authority has issued revised regulations for the Peer to Peer market. Whilst focused on protecting private investors, could the measures impact the flow of funds available for lending to small businesses?
Recently we have seen more lenders partnering up with other small business service providers to improve access to finance. The service providers may not be directly in the financial services sector, but the partnerships are a win-win for all parties. Who are the latest businesses to link up to expand availability of finance?
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
Many individuals and small businesses have fallen victim to Authorised Push Payment scams. APPs are they are commonly referred to is where people are tricked into sending money to scammer’s bank account. To open this week’s Bulletin, we look at a new voluntary code 8 banks have signed up to which promises to refund lost money to victims.
Worrying times for the crowdfunding sector with news that property purchase and development crowdfunder Lendy has fallen into Administration. We look at the numbers behind the collapse.
To close, a review of a surprising survey from Lloyds Bank as part of their regular Business Barometer series, which reveals that business confidence has increased for the first time in many months. Is this merely a temporary blip?
If you would prefer to listen to the podcast version you can click below or download to listen to later via our Soundcloud, Spotify, Stitcher or itunes channel.
Rob delivered a series of 3 workshops aimed at understanding how finance houses look at finance propositions with the aim for us as a team to deliver more of a bespoke offering to our customer base. The training was delivered to a mixture of staff who work with new businesses start-ups and existing established businesses across Mid & South West Wales. Rob delivered the training with an abundance of passion and has really helped my team look at financial propositions in a different light, many thanks again Rob and I look forward to work with you in the near future.
I wanted to thank you for such an insightful, energetic, and entertaining talk at the Kevin Green Wealth event on securing funding and creating a successful plan. It was brilliantly executed and a pleasure to listen to and the ideas I’ve learned are definitely going to help me in going forward.
Further to your recent presentation at LEAD Wales just wanted to say it was very refreshing to see somebody talk passionately and positively about finance, very insightful!
Rob kindly agreed to attend the recent Pontypridd RFC sponsors networking evening and delivered what can only be described as an excellent talk on 5 Tactics to Boost Your Business and Your Profits. He kept the audience engaged throughout and the feedback from everyone was excellent. Rob is very knowledgeable on business and finance and on top of that is a genuine nice guy. We hope to have him back at a future event and I have no hesitation in recommending Rob’s services.
Hi Rob, it was so interesting and entertaining listening to you at the Kevin Green Wealth Coach Workshop in Reading this weekend! I didnt realise you can find Finance proposals such fun!. Brilliant tips! Thanks.